Flood Claims Map

Georgia

Flood insurance claims in DeKalb County, Georgia

FEMA records 1,998 National Flood Insurance Program claims in DeKalb County, Georgia, since 1978, with $29.2 million paid in total. The year with the most claims was 2009, with 468. As of 3 August 2026, 1.1% of homes here had an NFIP policy, and 72.4% of homes in the high-risk flood zone did.

NFIP claims on record1,998
Total paid$29.2 million
Claims with a payment1,449
Homes with NFIP policy1.1%
High-risk zone homes insured72.4%
Residential policies in force2,331

Claims by year of loss

1978: 1019781979: 601980: 971981: 31982: 2019821983: 391984: 191985: 141986: 019861987: 151988: 41989: 201990: 4419901991: 831992: 111993: 31994: 3519941995: 171996: 131997: 211998: 1819981999: 82000: 212001: 102002: 820022003: 1112004: 2442005: 372006: 1020062007: 22008: 112009: 4682010: 2920102011: 42012: 92013: 612014: 1520142015: 702016: 212017: 462018: 2820182019: 232020: 732021: 202022: 420222023: 102024: 1022025: 7468

NFIP claims by year of loss, DeKalb County, Georgia

1978: $6,29819781979: $299,7831980: $480,7711981: $1,0501982: $77,33619821983: $89,9031984: $20,5931985: $36,9531986: $019861987: $42,4751988: $01989: $57,5671990: $427,60019901991: $1.4 million1992: $29,3681993: $01994: $138,23819941995: $34,5161996: $36,1311997: $39,7041998: $37,17819981999: $7,6512000: $82,9662001: $7,4152002: $17,43220022003: $1.2 million2004: $5.0 million2005: $342,4152006: $75,69820062007: $2882008: $18,5702009: $12.1 million2010: $177,79120102011: $02012: $3,6312013: $1.0 million2014: $88,57820142015: $443,4532016: $97,2832017: $499,9322018: $251,21520182019: $121,0672020: $1.4 million2021: $46,0742022: $020222023: $41,8142024: $2.7 million2025: $115,767$12.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), DeKalb County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Late summer storms422
Tropical Storm Ivan237
Hurricane Helene84
Early winter storms47
Flooding12
Hurricane Dennis12
Hurricane Irma4
Tropical Storm Alberto3

ZIP codes with the most claims

ZIP code (as reported)Claims
30033234
30341186
30319179
30345164
30032156
30030133
30083121
30329112
3034083
3008476

1,170 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $25.8 million, contents $3.4 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,9271,39672.4%
All homes220,2472,3311.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.