Flood Claims Map

Georgia

Flood insurance claims in Early County, Georgia

FEMA records 40 National Flood Insurance Program claims in Early County, Georgia, since 1985, with $902,055 paid in total. The year with the most claims was 2015, with 10. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 13.7% of homes in the high-risk flood zone did.

NFIP claims on record40
Total paid$902,055
Claims with a payment32
Homes with NFIP policy0.5%
High-risk zone homes insured13.7%
Residential policies in force25

Claims by year of loss

1985: 119851986: 01987: 01988: 01989: 019891990: 01991: 01992: 11993: 019931994: 81995: 01996: 01997: 019971998: 41999: 02000: 02001: 120012002: 02003: 02004: 02005: 120052006: 02007: 02008: 02009: 420092010: 02011: 02012: 02013: 220132014: 12015: 102016: 12017: 020172018: 32019: 02020: 12021: 020212022: 02023: 02024: 210

NFIP claims by year of loss, Early County, Georgia

1985: $4,49519851986: $01987: $01988: $01989: $019891990: $01991: $01992: $36,6501993: $019931994: $156,3211995: $01996: $01997: $019971998: $24,0131999: $02000: $02001: $020012002: $02003: $02004: $02005: $2,48420052006: $02007: $02008: $02009: $18,53620092010: $02011: $02012: $02013: $21,19020132014: $02015: $370,2562016: $5,8322017: $020172018: $247,5002019: $02020: $13,5772021: $020212022: $02023: $02024: $1,200$370,256

Paid on claims by year of loss (building, contents and increased cost of compliance), Early County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Early winter storms10
Tropical Storm Alberto8
Flooding4
Hurricane Michael3

ZIP codes with the most claims

ZIP code (as reported)Claims
3986125
3176112
371611
398231
398131

33 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $812,859, contents $89,197, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1752413.7%
All homes5,430250.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.