Flood insurance claims in Fannin County, Georgia

FEMA records 92 National Flood Insurance Program claims in Fannin County, Georgia, since 1990, with $850,397 paid in total. The year with the most claims was 2015, with 28. As of 3 August 2026, 1.7% of homes here had an NFIP policy, and 24.9% of homes in the high-risk flood zone did.

NFIP claims on record92

Total paid$850,397

Claims with a payment66

Homes with NFIP policy1.7%

High-risk zone homes insured24.9%

Residential policies in force291

Claims by year of loss

NFIP claims by year of loss, Fannin County, Georgia

Paid on claims by year of loss (building, contents and increased cost of compliance), Fannin County, Georgia

Named flood events with the most claims

Event (FEMA name)	Claims
Early winter storms	25
Tropical Storm Ivan	8
Tropical Storm Fred	5
Hurricane Zeta	3
Late summer storms	2

ZIP codes with the most claims

ZIP code (as reported)	Claims
30559	34
30513	23
30572	13
30555	12
30522	4
30560	4
30541	2

74 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $811,580, contents $38,817, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	937	233	24.9%
All homes	17,263	291	1.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.