Flood insurance claims in Forsyth County, Georgia

FEMA records 66 National Flood Insurance Program claims in Forsyth County, Georgia, since 1979, with $928,252 paid in total. The year with the most claims was 2013, with 14. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 62.9% of homes in the high-risk flood zone did.

NFIP claims on record66

Total paid$928,252

Claims with a payment34

Homes with NFIP policy0.3%

High-risk zone homes insured62.9%

Residential policies in force226

Claims by year of loss

NFIP claims by year of loss, Forsyth County, Georgia

Paid on claims by year of loss (building, contents and increased cost of compliance), Forsyth County, Georgia

Named flood events with the most claims

Event (FEMA name)	Claims
Late summer storms	8
Hurricane Helene	2
Hurricane Michael	1
Early winter storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
30041	23
30040	19
30024	6
30097	5
30028	4
30506	3
30005	2
30004	2
30310	2

14 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $767,073, contents $161,179, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	97	61	62.9%
All homes	82,860	226	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.