Flood Claims Map

Georgia

Flood insurance claims in Fulton County, Georgia

FEMA records 3,100 National Flood Insurance Program claims in Fulton County, Georgia, since 1978, with $95.8 million paid in total. The year with the most claims was 2009, with 672. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 40.2% of homes in the high-risk flood zone did.

NFIP claims on record3,100
Total paid$95.8 million
Claims with a payment2,435
Homes with NFIP policy0.8%
High-risk zone homes insured40.2%
Residential policies in force2,308

Claims by year of loss

1978: 919781979: 1791980: 331981: 71982: 6919821983: 291984: 231985: 81986: 219861987: 191988: 41989: 381990: 14619901991: 361992: 781993: 91994: 2319941995: 371996: 271997: 471998: 7719981999: 112000: 82001: 162002: 4220022003: 412004: 3422005: 1222006: 720062007: 52008: 82009: 6722010: 7120102011: 182012: 262013: 592014: 3020142015: 822016: 152017: 632018: 5720182019: 242020: 1122021: 302022: 820222023: 222024: 2792025: 172026: 132026672

NFIP claims by year of loss, Fulton County, Georgia

1978: $18,20019781979: $729,7321980: $66,4671981: $1,5481982: $239,99419821983: $20,2931984: $29,5311985: $43,2161986: $019861987: $50,9931988: $3,1951989: $84,4261990: $3.0 million19901991: $456,3411992: $760,6051993: $20,0861994: $50,54619941995: $225,7601996: $62,5191997: $404,6901998: $834,92619981999: $116,3062000: $104,3922001: $86,9822002: $320,85020022003: $506,8612004: $15.0 million2005: $2.6 million2006: $113,02820062007: $20,9082008: $36,1402009: $39.8 million2010: $1.0 million20102011: $81,7422012: $195,0252013: $511,3292014: $264,00020142015: $2.0 million2016: $48,6992017: $1.1 million2018: $991,94720182019: $472,8202020: $2.5 million2021: $489,9642022: $17,77620222023: $636,8732024: $19.3 million2025: $248,3082026: $112,2462026$39.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Fulton County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Late summer storms622
Tropical Storm Ivan322
Hurricane Helene253
Flooding62
Hurricane Dennis52
Early winter storms47
Tropical Storm Alberto11
Hurricane Idalia5

ZIP codes with the most claims

ZIP code (as reported)Claims
30327753
30342488
30305265
30309180
30344139
30328117
30349107
30324105
30318104
3033197

1,796 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $82.1 million, contents $12.8 million, increased cost of compliance $838,993.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,5621,03040.2%
All homes302,9992,3080.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.