Flood Claims Map

Georgia

Flood insurance claims in Gwinnett County, Georgia

FEMA records 487 National Flood Insurance Program claims in Gwinnett County, Georgia, since 1979, with $10.4 million paid in total. The year with the most claims was 2009, with 213. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 63.1% of homes in the high-risk flood zone did.

NFIP claims on record487
Total paid$10.4 million
Claims with a payment357
Homes with NFIP policy0.4%
High-risk zone homes insured63.1%
Residential policies in force989

Claims by year of loss

1979: 319791980: 61981: 01982: 11983: 319831984: 11985: 01986: 01987: 119871988: 01989: 21990: 41991: 219911992: 21993: 01994: 21995: 819951996: 11997: 71998: 41999: 219992000: 12001: 12002: 22003: 1520032004: 212005: 62006: 32007: 220072008: 32009: 2132010: 82011: 320112012: 32013: 322014: 102015: 1620152016: 22017: 112018: 102019: 620192020: 302021: 42022: 42023: 1720232024: 132025: 2213

NFIP claims by year of loss, Gwinnett County, Georgia

1979: $019791980: $1,4791981: $01982: $5,6461983: $4,48219831984: $11,5871985: $01986: $01987: $019871988: $01989: $2,6891990: $5961991: $25,90819911992: $11,9401993: $01994: $17,8611995: $72,55019951996: $01997: $28,4481998: $33,2201999: $019992000: $02001: $02002: $02003: $103,23020032004: $317,2072005: $69,3732006: $6,8622007: $020072008: $02009: $7.2 million2010: $39,4942011: $18,10520112012: $9,6522013: $471,8282014: $29,0082015: $62,09720152016: $02017: $322,0722018: $133,3562019: $26,11720192020: $722,7642021: $02022: $26,8442023: $494,33520232024: $103,5712025: $7,389$7.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Gwinnett County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Late summer storms206
Tropical Storm Ivan18
Hurricane Idalia10
Early winter storms9
Hurricane Helene9
Hurricane Irma3
Hurricane Zeta2
Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
30044119
3004796
3009651
3009243
3004327
3009722
3003920
3009320
3002414
3004611

239 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $9.0 million, contents $1.3 million, increased cost of compliance $66,883.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone74547063.1%
All homes259,4969890.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.