Flood Claims Map

Georgia

Flood insurance claims in Jefferson County, Georgia

FEMA records 2 National Flood Insurance Program claims in Jefferson County, Georgia, since 2010, with $11,443 paid in total. There was 1 claim in each of 2010 and 2024. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 17.7% of homes in the high-risk flood zone did.

NFIP claims on record2
Total paid$11,443
Claims with a payment2
Homes with NFIP policy0.2%
High-risk zone homes insured17.7%
Residential policies in force16

Claims by year of loss

2010: 120102011: 020112012: 020122013: 020132014: 020142015: 020152016: 020162017: 020172018: 020182019: 020192020: 020202021: 020212022: 020222023: 020232024: 120241

NFIP claims by year of loss, Jefferson County, Georgia

2010: $2,30020102011: $020112012: $020122013: $020132014: $020142015: $020152016: $020162017: $020172018: $020182019: $020192020: $020202021: $020212022: $020222023: $020232024: $9,1432024$9,143

Paid on claims by year of loss (building, contents and increased cost of compliance), Jefferson County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Helene1

ZIP codes with the most claims

ZIP code (as reported)Claims
308231
304771

1 of the claims was on properties rated in a high-risk flood zone (zones starting A or V). Building $11,443, contents $0, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone621117.7%
All homes7,961160.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.