Flood Claims Map

Georgia

Flood insurance claims in Long County, Georgia

FEMA records 17 National Flood Insurance Program claims in Long County, Georgia, since 2015, with $382,969 paid in total. The year with the most claims was 2024, with 13. As of 3 August 2026, 3.7% of homes here had an NFIP policy, and 47.0% of homes in the high-risk flood zone did.

NFIP claims on record17
Total paid$382,969
Claims with a payment7
Homes with NFIP policy3.7%
High-risk zone homes insured47.0%
Residential policies in force209

Claims by year of loss

2015: 120152016: 020162017: 220172018: 020182019: 120192020: 020202021: 020212022: 020222023: 020232024: 13202413

NFIP claims by year of loss, Long County, Georgia

2015: $020152016: $020162017: $19,34720172018: $020182019: $020192020: $020202021: $020212022: $020222023: $020232024: $363,6222024$363,622

Paid on claims by year of loss (building, contents and increased cost of compliance), Long County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Debby10
Hurricane Irma1
Hurricane Helene1

ZIP codes with the most claims

ZIP code (as reported)Claims
3131616
304271

12 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $299,143, contents $83,826, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone31714947.0%
All homes5,6172093.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.