Flood insurance claims in Rabun County, Georgia

FEMA records 31 National Flood Insurance Program claims in Rabun County, Georgia, since 2003, with $401,371 paid in total. The year with the most claims was 2004, with 12. As of 3 August 2026, 1.1% of homes here had an NFIP policy, and 13.5% of homes in the high-risk flood zone did.

NFIP claims on record31

Total paid$401,371

Claims with a payment16

Homes with NFIP policy1.1%

High-risk zone homes insured13.5%

Residential policies in force108

Claims by year of loss

NFIP claims by year of loss, Rabun County, Georgia

Paid on claims by year of loss (building, contents and increased cost of compliance), Rabun County, Georgia

Named flood events with the most claims

Event (FEMA name)	Claims
Tropical Storm Ivan	12
Late summer storms	2
Early winter storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
30525	15
30552	10
30537	2
30576	2
30568	1
30562	1

24 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $400,131, contents $1,240, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	489	66	13.5%
All homes	10,236	108	1.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.