Flood insurance claims in Rockdale County, Georgia

FEMA records 70 National Flood Insurance Program claims in Rockdale County, Georgia, since 1979, with $1.5 million paid in total. The year with the most claims was 2009, with 16. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 52.9% of homes in the high-risk flood zone did.

NFIP claims on record70

Total paid$1.5 million

Claims with a payment49

Homes with NFIP policy0.3%

High-risk zone homes insured52.9%

Residential policies in force93

Claims by year of loss

NFIP claims by year of loss, Rockdale County, Georgia

Paid on claims by year of loss (building, contents and increased cost of compliance), Rockdale County, Georgia

Named flood events with the most claims

Event (FEMA name)	Claims
Late summer storms	12
Hurricane Helene	5
Early winter storms	4
Flooding	2
Tropical Storm Ivan	2
Tropical Storm Alberto	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
30012	36
30094	14
30013	13
30058	3
30208	2
30281	2

25 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.3 million, contents $190,049, increased cost of compliance $27,500.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	51	27	52.9%
All homes	30,106	93	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.