Flood Claims Map

Georgia

Flood insurance claims in Ware County, Georgia

FEMA records 44 National Flood Insurance Program claims in Ware County, Georgia, since 1979, with $286,599 paid in total. The year with the most claims was 2017, with 6. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 13.7% of homes in the high-risk flood zone did.

NFIP claims on record44
Total paid$286,599
Claims with a payment25
Homes with NFIP policy0.8%
High-risk zone homes insured13.7%
Residential policies in force119

Claims by year of loss

1979: 119791980: 21981: 01982: 01983: 319831984: 41985: 01986: 01987: 019871988: 21989: 01990: 01991: 019911992: 01993: 01994: 01995: 019951996: 01997: 01998: 11999: 019992000: 02001: 02002: 02003: 220032004: 42005: 02006: 02007: 020072008: 12009: 32010: 22011: 020112012: 12013: 22014: 12015: 120152016: 02017: 62018: 22019: 020192020: 02021: 02022: 02023: 120232024: 56

NFIP claims by year of loss, Ware County, Georgia

1979: $1,18819791980: $7001981: $01982: $01983: $5,32919831984: $9,3531985: $01986: $01987: $019871988: $17,3451989: $01990: $01991: $019911992: $01993: $01994: $01995: $019951996: $01997: $01998: $01999: $019992000: $02001: $02002: $02003: $020032004: $2,4262005: $02006: $02007: $020072008: $02009: $53,6102010: $3472011: $020112012: $02013: $02014: $5,7842015: $10,44320152016: $02017: $52,7192018: $33,1202019: $020192020: $02021: $02022: $02023: $8,34620232024: $85,889$85,889

Paid on claims by year of loss (building, contents and increased cost of compliance), Ware County, Georgia

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Irma6
Hurricane Helene1
Tropical Storm Ivan1

ZIP codes with the most claims

ZIP code (as reported)Claims
3150138
315036

37 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $266,809, contents $19,790, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone6849413.7%
All homes15,4821190.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.