Flood Claims Map

Georgia

Flood insurance claims in Wayne County, Georgia

FEMA records 7 National Flood Insurance Program claims in Wayne County, Georgia, since 2003, with $56,188 paid in total. The year with the most claims was 2013, with 3. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 19.7% of homes in the high-risk flood zone did.

NFIP claims on record7
Total paid$56,188
Claims with a payment5
Homes with NFIP policy0.5%
High-risk zone homes insured19.7%
Residential policies in force62

Claims by year of loss

2003: 120032004: 020042005: 020052006: 020062007: 020072008: 020082009: 220092010: 020102011: 020112012: 020122013: 320132014: 020142015: 020152016: 020162017: 020172018: 020182019: 020192020: 020202021: 120213

NFIP claims by year of loss, Wayne County, Georgia

2003: $2,91020032004: $020042005: $020052006: $020062007: $020072008: $020082009: $2,74320092010: $020102011: $020112012: $020122013: $50,53520132014: $020142015: $020152016: $020162017: $020172018: $020182019: $020192020: $020202021: $02021$50,535

Paid on claims by year of loss (building, contents and increased cost of compliance), Wayne County, Georgia

ZIP codes with the most claims

ZIP code (as reported)Claims
315454
315552
315461

2 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $51,425, contents $4,763, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2084119.7%
All homes12,136620.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.