Flood Claims Map

Iowa

Flood insurance claims in Benton County, Iowa

FEMA records 108 National Flood Insurance Program claims in Benton County, Iowa, since 1982, with $2.1 million paid in total. The year with the most claims was 2008, with 42. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 13.2% of homes in the high-risk flood zone did.

NFIP claims on record108
Total paid$2.1 million
Claims with a payment90
Homes with NFIP policy0.6%
High-risk zone homes insured13.2%
Residential policies in force70

Claims by year of loss

1982: 219821983: 01984: 01985: 01986: 019861987: 01988: 01989: 01990: 119901991: 01992: 01993: 41994: 019941995: 01996: 01997: 01998: 119981999: 42000: 02001: 02002: 020022003: 02004: 12005: 02006: 020062007: 02008: 422009: 62010: 720102011: 22012: 02013: 52014: 120142015: 02016: 272017: 02018: 020182019: 32020: 12021: 02022: 020222023: 02024: 142

NFIP claims by year of loss, Benton County, Iowa

1982: $1,54419821983: $01984: $01985: $01986: $019861987: $01988: $01989: $01990: $1,47819901991: $01992: $01993: $25,9871994: $019941995: $01996: $01997: $01998: $019981999: $7,9262000: $02001: $02002: $020022003: $02004: $02005: $02006: $020062007: $02008: $1.2 million2009: $101,2272010: $72,16320102011: $25,9422012: $02013: $41,4052014: $24,79720142015: $02016: $636,4152017: $02018: $020182019: $9,1772020: $02021: $02022: $020222023: $02024: $4,134$1.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Benton County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Storm26
March 2019 Midwest Flooding3
Midwest Flooding2
Late spring storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
5234990
523139
523325
522082
523452

80 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.9 million, contents $130,189, increased cost of compliance $92,385.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3805013.2%
All homes12,400700.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.