Flood insurance claims in Iowa by county
FEMA records 14,688 NFIP claims in Iowa's counties, with $356.9 million paid. As of 3 August 2026, 6,602 NFIP residential policies were in force, equal to 0.5% of the state's residential structures.
| Scott County | 2,267 | $34.9 million | 0.9% |
| Polk County | 1,550 | $38.5 million | 0.4% |
| Black Hawk County | 1,472 | $27.3 million | 1.0% |
| Linn County | 1,351 | $69.4 million | 0.7% |
| Pottawattamie County | 867 | $11.1 million | 1.3% |
| Bremer County | 643 | $14.8 million | 1.1% |
| Johnson County | 446 | $31.9 million | 0.7% |
| Buchanan County | 375 | $3.4 million | 0.8% |
| Muscatine County | 355 | $5.6 million | 0.8% |
| Des Moines County | 352 | $9.4 million | 0.6% |
| Butler County | 316 | $7.4 million | 1.4% |
| Woodbury County | 294 | $2.0 million | 0.5% |
| Story County | 286 | $13.1 million | 0.3% |
| Floyd County | 264 | $4.5 million | 1.1% |
| Dubuque County | 252 | $2.2 million | 0.2% |
| Fremont County | 233 | $10.7 million | 1.3% |
| Cerro Gordo County | 216 | $3.5 million | 0.4% |
| Clayton County | 212 | $3.4 million | 0.9% |
| Harrison County | 192 | $3.4 million | 2.0% |
| Clinton County | 180 | $1.3 million | 0.5% |
| Tama County | 145 | $1.5 million | 0.3% |
| Lee County | 141 | $4.0 million | 0.1% |
| Cherokee County | 140 | $1.7 million | 0.8% |
| Jones County | 122 | $4.1 million | 0.3% |
| Mills County | 121 | $6.2 million | 0.5% |
| Louisa County | 120 | $4.5 million | 1.6% |
| Wapello County | 119 | $2.4 million | 0.1% |
| Benton County | 108 | $2.1 million | 0.6% |
| Delaware County | 105 | $4.1 million | 0.7% |
| Fayette County | 94 | $865,625 | 0.4% |
| Webster County | 93 | $2.8 million | 0.1% |
| Crawford County | 88 | $1.7 million | 0.0% |
| Montgomery County | 82 | $240,235 | 1.3% |
| Clay County | 78 | $5.5 million | 1.8% |
| Lyon County | 75 | $1.7 million | 0.7% |
| Cass County | 57 | $337,593 | 0.3% |
| Van Buren County | 53 | $545,932 | 0.6% |
| Sioux County | 43 | $4.0 million | 1.2% |
| Dallas County | 42 | $638,922 | 0.2% |
| Jackson County | 42 | $383,809 | 0.2% |
| Chickasaw County | 41 | $498,120 | 0.6% |
| Humboldt County | 39 | $231,008 | 0.3% |
| Cedar County | 38 | $973,789 | 0.3% |
| Jasper County | 37 | $1.3 million | 0.2% |
| Iowa County | 36 | $267,014 | 0.8% |
| Winneshiek County | 31 | $364,742 | 0.6% |
| Marshall County | 30 | $175,226 | 0.2% |
| Monona County | 30 | $700,670 | 0.6% |
| Hamilton County | 28 | $189,455 | 0.1% |
| Marion County | 26 | $486,469 | 0.1% |
| Mitchell County | 25 | $467,287 | 0.2% |
| Plymouth County | 25 | $605,550 | 0.2% |
| Warren County | 24 | $287,209 | 0.1% |
| Emmet County | 19 | $81,089 | 0.2% |
| Boone County | 18 | $447,510 | 0.2% |
| Allamakee County | 17 | $101,447 | 0.4% |
| Hardin County | 17 | $210,804 | 0.3% |
| Dickinson County | 15 | $311,028 | 0.2% |
| Shelby County | 15 | $257,666 | 0.3% |
| Washington County | 15 | $188,706 | 0.9% |
| Audubon County | 14 | $126,927 | 0.0% |
| Union County | 14 | $133,648 | 0.2% |
| Carroll County | 13 | $360,246 | 0.2% |
| Grundy County | 13 | $31,395 | 0.1% |
| Mahaska County | 11 | $134,429 | 0.1% |
| Guthrie County | 10 | $156,933 | 0.2% |
| Appanoose County | 8 | $103,432 | 0.0% |
| Howard County | 8 | $31,849 | 0.3% |
| Ida County | 8 | $35,667 | 0.2% |
| Decatur County | 7 | $24,323 | 0.0% |
| Madison County | 7 | $98,909 | 0.1% |
| Adams County | 6 | $220,922 | 0.1% |
| Taylor County | 6 | $27,871 | 0.0% |
| Lucas County | 5 | $19,113 | 0.0% |
| Worth County | 5 | $7,347 | 0.1% |
| Greene County | 4 | $6,005 | 0.0% |
| O'Brien County | 4 | $144,474 | 0.1% |
| Palo Alto County | 4 | $37,703 | 0.1% |
| Hancock County | 3 | $7,979 | 0.1% |
| Keokuk County | 3 | $31,712 | 0.0% |
| Page County | 3 | $6,833 | 0.0% |
| Franklin County | 2 | $41,006 | 0.2% |
| Kossuth County | 2 | $22,662 | 0.0% |
| Osceola County | 2 | $21,352 | 0.4% |
| Sac County | 2 | $0 | 0.1% |
| Winnebago County | 2 | $186 | 0.0% |
| Wright County | 2 | $2,369 | 0.3% |
| Buena Vista County | 1 | $0 | 0.1% |
| Henry County | 1 | $0 | 0.0% |
| Monroe County | 1 | $355 | 0.0% |
| Adair County | 0 | $0 | 0.0% |
| Calhoun County | 0 | $0 | 0.1% |
| Clarke County | 0 | $0 | 0.0% |
| Davis County | 0 | $0 | 0.0% |
| Jefferson County | 0 | $0 | 0.1% |
| Pocahontas County | 0 | $0 | 0.0% |
| Poweshiek County | 0 | $0 | 0.1% |
| Ringgold County | 0 | $0 | 0.0% |
| Wayne County | 0 | $0 | 0.0% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.