Flood Claims Map

Iowa

Flood insurance claims in Black Hawk County, Iowa

FEMA records 1,472 National Flood Insurance Program claims in Black Hawk County, Iowa, since 1978, with $27.3 million paid in total. The year with the most claims was 2008, with 416. As of 3 August 2026, 1.0% of homes here had an NFIP policy, and 22.3% of homes in the high-risk flood zone did.

NFIP claims on record1,472
Total paid$27.3 million
Claims with a payment1,231
Homes with NFIP policy1.0%
High-risk zone homes insured22.3%
Residential policies in force448

Claims by year of loss

1978: 919781979: 811980: 271981: 11982: 219821983: 51984: 61985: 11986: 419861987: 01988: 01989: 01990: 3119901991: 251992: 01993: 2001994: 019941995: 01996: 01997: 01998: 219981999: 2732000: 112001: 92002: 020022003: 02004: 532005: 12006: 020062007: 42008: 4162009: 22010: 4020102011: 02012: 02013: 312014: 1520142015: 02016: 1812017: 02018: 1720182019: 162020: 9416

NFIP claims by year of loss, Black Hawk County, Iowa

1978: $5,88119781979: $103,4041980: $50,0891981: $01982: $77519821983: $1,2841984: $3,6751985: $1,4411986: $2,22619861987: $01988: $01989: $01990: $61,82619901991: $62,2951992: $01993: $1.1 million1994: $019941995: $01996: $01997: $01998: $60619981999: $2.0 million2000: $181,9492001: $39,9792002: $020022003: $02004: $316,9072005: $1,5672006: $020062007: $16,2132008: $17.4 million2009: $9852010: $128,31720102011: $02012: $02013: $357,4662014: $230,39820142015: $02016: $4.9 million2017: $02018: $124,35720182019: $146,5192020: $55,009$17.4 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Black Hawk County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Storm311
Midwest Flooding64
March 2019 Midwest Flooding16
Severe flooding9
Flooding5

ZIP codes with the most claims

ZIP code (as reported)Claims
50613779
50701240
50651150
5070281
5062674
5070359
5070743
5064728
506235
506434

1,200 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $23.8 million, contents $2.0 million, increased cost of compliance $1.6 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,38530922.3%
All homes46,1104481.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.