Flood insurance claims in Clinton County, Iowa

FEMA records 180 National Flood Insurance Program claims in Clinton County, Iowa, since 1978, with $1.3 million paid in total. The most claims in one year was 21, in 1979 and 2001. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 10.0% of homes in the high-risk flood zone did.

NFIP claims on record180

Total paid$1.3 million

Claims with a payment140

Homes with NFIP policy0.5%

High-risk zone homes insured10.0%

Residential policies in force108

Claims by year of loss

NFIP claims by year of loss, Clinton County, Iowa

Paid on claims by year of loss (building, contents and increased cost of compliance), Clinton County, Iowa

Named flood events with the most claims

Event (FEMA name)	Claims
Severe flooding	20
Midwest Flooding	10
March 2019 Midwest Flooding	5
Flooding	1
Late spring storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
52730	78
52732	64
52731	16
52756	5
52751	4
52729	4
52774	4
52733	2
52777	1
52701	1

123 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.1 million, contents $132,014, increased cost of compliance $55,409.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	823	82	10.0%
All homes	21,730	108	0.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.