Flood Claims Map

Iowa

Flood insurance claims in Delaware County, Iowa

FEMA records 105 National Flood Insurance Program claims in Delaware County, Iowa, since 1979, with $4.1 million paid in total. The year with the most claims was 2008, with 25. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 6.4% of homes in the high-risk flood zone did.

NFIP claims on record105
Total paid$4.1 million
Claims with a payment80
Homes with NFIP policy0.7%
High-risk zone homes insured6.4%
Residential policies in force66

Claims by year of loss

1979: 119791980: 01981: 01982: 01983: 119831984: 01985: 01986: 01987: 019871988: 01989: 01990: 01991: 019911992: 01993: 01994: 01995: 019951996: 01997: 01998: 01999: 1019992000: 02001: 02002: 32003: 020032004: 62005: 02006: 02007: 1020072008: 252009: 02010: 202011: 020112012: 02013: 102014: 02015: 020152016: 42017: 02018: 142019: 020192020: 02021: 02022: 02023: 020232024: 02025: 125

NFIP claims by year of loss, Delaware County, Iowa

1979: $019791980: $01981: $01982: $01983: $019831984: $01985: $01986: $01987: $019871988: $01989: $01990: $01991: $019911992: $01993: $01994: $01995: $019951996: $01997: $01998: $01999: $238,50819992000: $02001: $02002: $4,3362003: $020032004: $631,1552005: $02006: $02007: $108,86620072008: $769,7132009: $02010: $1.5 million2011: $020112012: $02013: $398,4702014: $02015: $020152016: $124,9632017: $02018: $291,6932019: $020192020: $02021: $02022: $02023: $020232024: $02025: $25,670$1.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Delaware County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Storm10

ZIP codes with the most claims

ZIP code (as reported)Claims
5205784
5204017
520352
522231
523301

88 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.3 million, contents $1.8 million, increased cost of compliance $8,400.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone901586.4%
All homes9,951660.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.