Flood Claims Map

Iowa

Flood insurance claims in Dubuque County, Iowa

FEMA records 252 National Flood Insurance Program claims in Dubuque County, Iowa, since 1978, with $2.2 million paid in total. The year with the most claims was 1999, with 55. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 14.9% of homes in the high-risk flood zone did.

NFIP claims on record252
Total paid$2.2 million
Claims with a payment197
Homes with NFIP policy0.2%
High-risk zone homes insured14.9%
Residential policies in force76

Claims by year of loss

1978: 219781979: 71980: 21981: 71982: 019821983: 11984: 01985: 01986: 119861987: 01988: 01989: 01990: 119901991: 31992: 01993: 61994: 019941995: 11996: 01997: 01998: 119981999: 552000: 12001: 42002: 4620022003: 02004: 12005: 02006: 020062007: 02008: 342009: 02010: 3020102011: 222012: 02013: 22014: 120142015: 02016: 02017: 02018: 1120182019: 32020: 02021: 02022: 020222023: 52024: 32025: 255

NFIP claims by year of loss, Dubuque County, Iowa

1978: $10919781979: $24,5761980: $3,4101981: $6,5661982: $019821983: $6281984: $01985: $01986: $019861987: $01988: $01989: $01990: $019901991: $6,0171992: $01993: $20,9901994: $019941995: $01996: $01997: $01998: $019981999: $255,6202000: $02001: $11,3952002: $360,17120022003: $02004: $8,0522005: $02006: $020062007: $02008: $186,8682009: $02010: $287,86520102011: $766,3372012: $02013: $1,1572014: $75120142015: $02016: $02017: $02018: $42,02420182019: $34,9282020: $02021: $02022: $020222023: $26,2412024: $84,6672025: $48,302$766,337

Paid on claims by year of loss (building, contents and increased cost of compliance), Dubuque County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Late spring storms22
Storm8
Midwest Flooding6
March 2019 Midwest Flooding1
Severe flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
52040153
5200144
5203928
5200311
520026
520653
520333
520732
520681
520041

204 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.9 million, contents $195,718, increased cost of compliance $70,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3435114.9%
All homes34,880760.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.