Flood Claims Map

Iowa

Flood insurance claims in Harrison County, Iowa

FEMA records 192 National Flood Insurance Program claims in Harrison County, Iowa, since 1978, with $3.4 million paid in total. The year with the most claims was 2007, with 72. As of 3 August 2026, 2.0% of homes here had an NFIP policy, and 14.2% of homes in the high-risk flood zone did.

NFIP claims on record192
Total paid$3.4 million
Claims with a payment153
Homes with NFIP policy2.0%
High-risk zone homes insured14.2%
Residential policies in force177

Claims by year of loss

1978: 119781979: 21980: 01981: 01982: 019821983: 01984: 01985: 01986: 019861987: 01988: 01989: 01990: 019901991: 01992: 01993: 451994: 019941995: 01996: 171997: 01998: 319981999: 92000: 02001: 02002: 120022003: 12004: 02005: 12006: 020062007: 722008: 32009: 12010: 120102011: 92012: 02013: 02014: 320142015: 02016: 02017: 02018: 120182019: 212020: 02021: 02022: 020222023: 02024: 172

NFIP claims by year of loss, Harrison County, Iowa

1978: $1,20219781979: $01980: $01981: $01982: $019821983: $01984: $01985: $01986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $418,1241994: $019941995: $01996: $65,4961997: $01998: $3,32219981999: $16,6802000: $02001: $02002: $020022003: $1,0382004: $02005: $02006: $020062007: $1.8 million2008: $92,0282009: $02010: $020102011: $171,2442012: $02013: $02014: $4,00020142015: $02016: $02017: $02018: $8,52620182019: $847,0822020: $02021: $02022: $020222023: $02024: $49,003$1.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Harrison County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding45
March 2019 Midwest Flooding21
Late spring storms9
Storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
51555167
5157917
515643
515462
515572
515451

180 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.2 million, contents $125,117, increased cost of compliance $165,509.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,12115914.2%
All homes8,7481772.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.