Flood Claims Map

Iowa

Flood insurance claims in Jackson County, Iowa

FEMA records 42 National Flood Insurance Program claims in Jackson County, Iowa, since 1978, with $383,809 paid in total. The most claims in one year was 6, in 2001 and 2016. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 5.9% of homes in the high-risk flood zone did.

NFIP claims on record42
Total paid$383,809
Claims with a payment32
Homes with NFIP policy0.2%
High-risk zone homes insured5.9%
Residential policies in force23

Claims by year of loss

1978: 119781979: 21980: 01981: 01982: 019821983: 11984: 01985: 01986: 319861987: 01988: 01989: 01990: 119901991: 01992: 01993: 41994: 019941995: 01996: 01997: 21998: 019981999: 02000: 02001: 62002: 120022003: 02004: 02005: 02006: 020062007: 02008: 12009: 02010: 020102011: 52012: 02013: 12014: 320142015: 02016: 62017: 02018: 120182019: 32020: 02021: 02022: 020222023: 16

NFIP claims by year of loss, Jackson County, Iowa

1978: $019781979: $1,2041980: $01981: $01982: $019821983: $1,2141984: $01985: $01986: $8,27519861987: $01988: $01989: $01990: $2,23219901991: $01992: $01993: $27,3571994: $019941995: $01996: $01997: $7,2301998: $019981999: $02000: $02001: $84,8832002: $2,14520022003: $02004: $02005: $02006: $020062007: $02008: $02009: $02010: $020102011: $73,9162012: $02013: $32,9212014: $67,22720142015: $02016: $17,7182017: $02018: $33,81420182019: $23,6722020: $02021: $02022: $020222023: $0$84,883

Paid on claims by year of loss (building, contents and increased cost of compliance), Jackson County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Severe flooding5
Midwest Flooding4
Late spring storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
5207018
520607
520546
520316
523093
520641
520651

16 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $338,778, contents $26,519, increased cost of compliance $18,512.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone273165.9%
All homes10,413230.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.