Flood Claims Map

Iowa

Flood insurance claims in Linn County, Iowa

FEMA records 1,351 National Flood Insurance Program claims in Linn County, Iowa, since 1978, with $69.4 million paid in total. The year with the most claims was 2008, with 639. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 23.8% of homes in the high-risk flood zone did.

NFIP claims on record1,351
Total paid$69.4 million
Claims with a payment1,112
Homes with NFIP policy0.7%
High-risk zone homes insured23.8%
Residential policies in force655

Claims by year of loss

1978: 119781979: 71980: 11981: 31982: 3519821983: 11984: 41985: 01986: 119861987: 11988: 01989: 01990: 1419901991: 41992: 11993: 1391994: 019941995: 11996: 01997: 11998: 019981999: 292000: 02001: 22002: 2020022003: 12004: 102005: 22006: 020062007: 12008: 6392009: 352010: 1020102011: 32012: 02013: 462014: 13820142015: 22016: 1882017: 02018: 320182019: 22020: 02021: 12022: 020222023: 02024: 12025: 32026: 12026639

NFIP claims by year of loss, Linn County, Iowa

1978: $019781979: $2,4031980: $01981: $1,2141982: $86,17519821983: $01984: $7,8441985: $01986: $019861987: $01988: $01989: $01990: $30,33319901991: $5,1301992: $01993: $602,2951994: $019941995: $01996: $01997: $1,5411998: $019981999: $476,6532000: $02001: $6,1622002: $103,06520022003: $8762004: $231,1212005: $02006: $020062007: $5,9172008: $63.7 million2009: $298,1212010: $225,04220102011: $02012: $02013: $197,0622014: $2.1 million20142015: $4,7092016: $1.2 million2017: $02018: $4,51820182019: $02020: $02021: $02022: $020222023: $02024: $29,3682025: $10,9422026: $02026$63.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Linn County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Storm228
Midwest Flooding128
Flooding7
March 2019 Midwest Flooding2
Late spring storms1
Severe flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
52405529
52404305
52401145
5232473
5240373
5221459
5240240
5230225
5240614
5241110

861 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $55.6 million, contents $10.4 million, increased cost of compliance $3.4 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,06125223.8%
All homes90,7496550.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.