Flood Claims Map

Iowa

Flood insurance claims in Muscatine County, Iowa

FEMA records 355 National Flood Insurance Program claims in Muscatine County, Iowa, since 1979, with $5.6 million paid in total. The year with the most claims was 2008, with 80. As of 3 August 2026, 0.8% of homes here had an NFIP policy, and 20.8% of homes in the high-risk flood zone did.

NFIP claims on record355
Total paid$5.6 million
Claims with a payment285
Homes with NFIP policy0.8%
High-risk zone homes insured20.8%
Residential policies in force130

Claims by year of loss

1979: 919791980: 11981: 01982: 121983: 119831984: 01985: 01986: 21987: 019871988: 01989: 01990: 61991: 019911992: 01993: 521994: 11995: 019951996: 71997: 121998: 41999: 119992000: 02001: 332002: 22003: 020032004: 72005: 02006: 02007: 220072008: 802009: 32010: 62011: 1020112012: 02013: 192014: 432015: 220152016: 102017: 12018: 52019: 1820192020: 22021: 02022: 02023: 120232024: 12025: 12026: 180

NFIP claims by year of loss, Muscatine County, Iowa

1979: $2,92119791980: $7891981: $01982: $17,9221983: $019831984: $01985: $01986: $1,6011987: $019871988: $01989: $01990: $24,6561991: $019911992: $01993: $759,9941994: $01995: $019951996: $64,0141997: $50,0181998: $7,7251999: $019992000: $02001: $453,7442002: $4,9932003: $020032004: $61,5552005: $02006: $02007: $020072008: $2.9 million2009: $3,6942010: $31,5142011: $29,46420112012: $02013: $106,6822014: $567,2922015: $14,01120152016: $133,9442017: $12,2332018: $24,5432019: $322,93920192020: $12,4822021: $02022: $02023: $11,05720232024: $8,1722025: $25,4102026: $16,383$2.9 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Muscatine County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding40
Severe flooding28
Storm9
March 2019 Midwest Flooding7
Flooding6

ZIP codes with the most claims

ZIP code (as reported)Claims
52761241
5276627
5272022
5275920
5277619
5274711
527395
527264
527783
527623

278 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $4.6 million, contents $455,276, increased cost of compliance $532,199.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone4769920.8%
All homes17,2911300.8%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.