Flood Claims Map

Iowa

Flood insurance claims in Pottawattamie County, Iowa

FEMA records 867 National Flood Insurance Program claims in Pottawattamie County, Iowa, since 1978, with $11.1 million paid in total. The year with the most claims was 1999, with 232. As of 3 August 2026, 1.3% of homes here had an NFIP policy, and 17.6% of homes in the high-risk flood zone did.

NFIP claims on record867
Total paid$11.1 million
Claims with a payment537
Homes with NFIP policy1.3%
High-risk zone homes insured17.6%
Residential policies in force557

Claims by year of loss

1978: 819781979: 31980: 61981: 01982: 2919821983: 101984: 241985: 01986: 219861987: 481988: 01989: 31990: 419901991: 01992: 11993: 741994: 019941995: 01996: 101997: 41998: 1319981999: 2322000: 02001: 32002: 220022003: 22004: 22005: 02006: 020062007: 272008: 162009: 12010: 620102011: 1772012: 02013: 12014: 4220142015: 282016: 42017: 12018: 720182019: 562020: 22021: 12022: 020222023: 12024: 162025: 1232

NFIP claims by year of loss, Pottawattamie County, Iowa

1978: $4,43819781979: $3,7961980: $2,6841981: $01982: $51,56819821983: $2,6881984: $74,1351985: $01986: $019861987: $112,0391988: $01989: $7501990: $019901991: $01992: $01993: $278,5721994: $019941995: $01996: $88,0821997: $10,2731998: $23,21219981999: $843,7902000: $02001: $4,4812002: $42520022003: $02004: $5,7052005: $02006: $020062007: $177,3512008: $99,3402009: $3,5982010: $25,46920102011: $6.1 million2012: $02013: $02014: $325,88220142015: $259,1632016: $6,6012017: $1,2372018: $77,59320182019: $1.7 million2020: $50,0002021: $02022: $020222023: $02024: $725,2852025: $0$6.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Pottawattamie County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Late spring storms173
Midwest Flooding71
March 2019 Midwest Flooding30
Storm7
June Midwest Flooding4
Flooding3
Severe flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
51501581
51503152
5152672
5152115
5151014
5156012
515428
515556
515351
515341

540 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $9.6 million, contents $1.2 million, increased cost of compliance $241,073.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,28640317.6%
All homes41,6835571.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.