Flood Claims Map

Iowa

Flood insurance claims in Wapello County, Iowa

FEMA records 119 National Flood Insurance Program claims in Wapello County, Iowa, since 1980, with $2.4 million paid in total. The year with the most claims was 2010, with 41. As of 3 August 2026, 0.1% of homes here had an NFIP policy, and 2.6% of homes in the high-risk flood zone did.

NFIP claims on record119
Total paid$2.4 million
Claims with a payment101
Homes with NFIP policy0.1%
High-risk zone homes insured2.6%
Residential policies in force23

Claims by year of loss

1980: 119801981: 11982: 91983: 01984: 019841985: 01986: 01987: 01988: 019881989: 01990: 01991: 01992: 019921993: 71994: 01995: 01996: 119961997: 01998: 21999: 02000: 220002001: 02002: 02003: 02004: 020042005: 02006: 02007: 02008: 3620082009: 02010: 412011: 42012: 020122013: 82014: 02015: 02016: 020162017: 02018: 02019: 52020: 020202021: 12022: 02023: 02024: 1202441

NFIP claims by year of loss, Wapello County, Iowa

1980: $019801981: $4211982: $13,6521983: $01984: $019841985: $01986: $01987: $01988: $019881989: $01990: $01991: $01992: $019921993: $21,2381994: $01995: $01996: $3,66319961997: $01998: $4,5901999: $02000: $28,24920002001: $02002: $02003: $02004: $020042005: $02006: $02007: $02008: $1.5 million20082009: $02010: $602,0572011: $16,5862012: $020122013: $123,5002014: $02015: $02016: $020162017: $02018: $02019: $87,9652020: $020202021: $02022: $02023: $02024: $02024$1.5 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Wapello County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding7
Storm3
Late spring storms2
March 2019 Midwest Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
5250195
5255419
525534
525301

78 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.9 million, contents $444,573, increased cost of compliance $133,442.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone30682.6%
All homes20,227230.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.