Flood Claims Map

Iowa

Flood insurance claims in Woodbury County, Iowa

FEMA records 294 National Flood Insurance Program claims in Woodbury County, Iowa, since 1978, with $2.0 million paid in total. The year with the most claims was 1990, with 152. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 16.0% of homes in the high-risk flood zone did.

NFIP claims on record294
Total paid$2.0 million
Claims with a payment202
Homes with NFIP policy0.5%
High-risk zone homes insured16.0%
Residential policies in force173

Claims by year of loss

1978: 1019781979: 111980: 21981: 21982: 219821983: 101984: 41985: 01986: 419861987: 01988: 01989: 21990: 15219901991: 11992: 01993: 31994: 119941995: 01996: 41997: 01998: 319981999: 22000: 12001: 92002: 020022003: 12004: 12005: 02006: 120062007: 22008: 02009: 12010: 420102011: 52012: 12013: 02014: 1020142015: 02016: 12017: 02018: 120182019: 212020: 02021: 02022: 020222023: 12024: 21152

NFIP claims by year of loss, Woodbury County, Iowa

1978: $16,33119781979: $21,0081980: $01981: $4531982: $1,56819821983: $10,5841984: $1,6081985: $01986: $019861987: $01988: $01989: $4,0531990: $808,26819901991: $01992: $01993: $6,7331994: $019941995: $01996: $39,0081997: $01998: $019981999: $02000: $3,1362001: $14,0022002: $020022003: $02004: $02005: $02006: $020062007: $5,0732008: $02009: $02010: $1,76120102011: $4,7012012: $02013: $02014: $27,52820142015: $02016: $7,0772017: $02018: $020182019: $306,0292020: $02021: $02022: $020222023: $02024: $673,781$808,268

Paid on claims by year of loss (building, contents and increased cost of compliance), Woodbury County, Iowa

Named flood events with the most claims

Event (FEMA name)Claims
Flooding131
June Midwest Flooding21
March 2019 Midwest Flooding20
Late spring storms6
Midwest Flooding2

ZIP codes with the most claims

ZIP code (as reported)Claims
51103149
5110453
5101621
5102621
5110921
5110611
511014
510043
511082
510552

227 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.8 million, contents $92,155, increased cost of compliance $30,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone87614016.0%
All homes35,6801730.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.