Flood Claims Map

Indiana

Flood insurance claims in Decatur County, Indiana

FEMA records 30 National Flood Insurance Program claims in Decatur County, Indiana, since 1987, with $830,733 paid in total. The year with the most claims was 2008, with 11. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 9.5% of homes in the high-risk flood zone did.

NFIP claims on record30
Total paid$830,733
Claims with a payment25
Homes with NFIP policy0.2%
High-risk zone homes insured9.5%
Residential policies in force24

Claims by year of loss

1987: 119871988: 01989: 01990: 01991: 019911992: 01993: 01994: 01995: 319951996: 01997: 01998: 21999: 019992000: 02001: 02002: 02003: 020032004: 12005: 02006: 02007: 020072008: 112009: 52010: 02011: 020112012: 02013: 02014: 02015: 020152016: 12017: 12018: 02019: 020192020: 02021: 32022: 02023: 020232024: 02025: 12026: 111

NFIP claims by year of loss, Decatur County, Indiana

1987: $019871988: $01989: $01990: $01991: $019911992: $01993: $01994: $01995: $61,61019951996: $01997: $01998: $15,6871999: $019992000: $02001: $02002: $02003: $020032004: $1,6562005: $02006: $02007: $020072008: $380,9072009: $88,7942010: $02011: $020112012: $02013: $02014: $02015: $020152016: $12,4782017: $1,9242018: $02019: $020192020: $02021: $247,1802022: $02023: $020232024: $02025: $20,4972026: $0$380,907

Paid on claims by year of loss (building, contents and increased cost of compliance), Decatur County, Indiana

Named flood events with the most claims

Event (FEMA name)Claims
Storm11
2026-08-Indiana-Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
4724025
472833
472722

24 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $766,232, contents $64,501, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone169169.5%
All homes11,967240.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.