Flood insurance claims in Indiana by county
FEMA records 19,554 NFIP claims in Indiana's counties, with $309.2 million paid. As of 3 August 2026, 13,093 NFIP residential policies were in force, equal to 0.5% of the state's residential structures.
| Lake County | 3,013 | $49.5 million | 0.5% |
| Marion County | 2,309 | $18.9 million | 0.7% |
| Allen County | 1,673 | $15.8 million | 0.4% |
| Clark County | 860 | $17.5 million | 1.0% |
| Vanderburgh County | 821 | $7.5 million | 0.7% |
| Vigo County | 662 | $17.4 million | 1.2% |
| Bartholomew County | 506 | $15.0 million | 1.3% |
| Carroll County | 501 | $17.3 million | 1.9% |
| Hamilton County | 497 | $5.9 million | 0.5% |
| Howard County | 489 | $9.8 million | 0.4% |
| Johnson County | 454 | $12.6 million | 0.7% |
| Kosciusko County | 391 | $4.7 million | 1.2% |
| Elkhart County | 378 | $3.8 million | 0.5% |
| Madison County | 305 | $3.7 million | 0.4% |
| Delaware County | 302 | $3.8 million | 0.7% |
| Jefferson County | 246 | $5.5 million | 0.5% |
| White County | 237 | $5.0 million | 0.9% |
| Floyd County | 233 | $4.4 million | 0.5% |
| Shelby County | 232 | $3.1 million | 1.1% |
| Morgan County | 231 | $8.7 million | 0.7% |
| Noble County | 226 | $2.8 million | 0.9% |
| Tippecanoe County | 218 | $3.2 million | 0.3% |
| Harrison County | 207 | $8.6 million | 0.3% |
| Marshall County | 190 | $1.6 million | 0.2% |
| Porter County | 187 | $2.3 million | 0.2% |
| St. Joseph County | 180 | $1.3 million | 0.2% |
| Fulton County | 173 | $2.2 million | 0.4% |
| Pulaski County | 173 | $2.6 million | 0.7% |
| Brown County | 160 | $5.0 million | 0.8% |
| Owen County | 147 | $3.6 million | 0.4% |
| Posey County | 144 | $2.3 million | 0.9% |
| LaPorte County | 143 | $817,184 | 0.3% |
| Grant County | 139 | $1.7 million | 0.2% |
| Crawford County | 136 | $2.2 million | 0.3% |
| Monroe County | 126 | $3.8 million | 0.4% |
| Adams County | 119 | $1.3 million | 0.3% |
| Tipton County | 115 | $1.8 million | 1.7% |
| Dearborn County | 113 | $2.0 million | 0.2% |
| Jasper County | 113 | $1.6 million | 0.7% |
| Orange County | 113 | $1.3 million | 0.3% |
| Huntington County | 111 | $1.1 million | 0.3% |
| Switzerland County | 110 | $1.7 million | 1.0% |
| Wayne County | 109 | $1.2 million | 0.3% |
| Boone County | 98 | $644,702 | 0.7% |
| Jackson County | 96 | $1.1 million | 0.8% |
| Hancock County | 93 | $1.0 million | 0.6% |
| Knox County | 81 | $1.0 million | 0.4% |
| Hendricks County | 77 | $695,619 | 0.3% |
| Warrick County | 77 | $650,882 | 0.6% |
| DeKalb County | 67 | $1.5 million | 0.3% |
| Vermillion County | 67 | $411,142 | 0.6% |
| Cass County | 63 | $840,669 | 0.5% |
| Washington County | 58 | $2.7 million | 0.1% |
| Steuben County | 55 | $151,420 | 0.5% |
| Franklin County | 53 | $838,845 | 0.3% |
| Gibson County | 49 | $505,564 | 0.2% |
| Wabash County | 46 | $472,934 | 0.5% |
| LaGrange County | 45 | $626,682 | 0.8% |
| Spencer County | 45 | $407,947 | 0.8% |
| Jay County | 43 | $523,388 | 0.1% |
| Lawrence County | 43 | $1.0 million | 0.2% |
| Newton County | 42 | $422,360 | 0.7% |
| Perry County | 42 | $298,445 | 0.5% |
| Wells County | 42 | $756,720 | 0.3% |
| Fayette County | 40 | $497,768 | 0.5% |
| Henry County | 33 | $601,177 | 0.2% |
| Miami County | 31 | $196,464 | 0.3% |
| Decatur County | 30 | $830,733 | 0.2% |
| Whitley County | 29 | $156,630 | 0.5% |
| Clinton County | 26 | $371,586 | 0.3% |
| Montgomery County | 25 | $373,624 | 0.2% |
| Randolph County | 25 | $143,302 | 0.5% |
| Clay County | 24 | $539,387 | 0.2% |
| Putnam County | 23 | $504,067 | 0.2% |
| Rush County | 23 | $205,176 | 0.4% |
| Starke County | 22 | $357,189 | 0.4% |
| Parke County | 20 | $348,156 | 0.2% |
| Ripley County | 20 | $120,078 | 0.1% |
| Dubois County | 17 | $381,085 | 0.2% |
| Ohio County | 17 | $110,874 | 1.1% |
| Martin County | 14 | $212,056 | 0.1% |
| Scott County | 12 | $209,674 | 0.2% |
| Daviess County | 11 | $213,493 | 0.1% |
| Greene County | 10 | $140,973 | 0.3% |
| Jennings County | 10 | $102,223 | 0.2% |
| Fountain County | 7 | $33,651 | 0.1% |
| Blackford County | 4 | $1,516 | 0.1% |
| Union County | 3 | $50,520 | 0.0% |
| Warren County | 2 | $1,983 | 0.0% |
| Pike County | 1 | $44,000 | 0.1% |
| Sullivan County | 1 | $42,215 | 0.0% |
| Benton County | 0 | $0 | 0.0% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.