Flood Claims Map

Indiana

Flood insurance claims in Harrison County, Indiana

FEMA records 207 National Flood Insurance Program claims in Harrison County, Indiana, since 1978, with $8.6 million paid in total. The year with the most claims was 1997, with 49. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 11.1% of homes in the high-risk flood zone did.

NFIP claims on record207
Total paid$8.6 million
Claims with a payment186
Homes with NFIP policy0.3%
High-risk zone homes insured11.1%
Residential policies in force61

Claims by year of loss

1978: 119781979: 21980: 01981: 01982: 019821983: 11984: 01985: 01986: 019861987: 01988: 11989: 31990: 419901991: 01992: 01993: 01994: 019941995: 11996: 101997: 491998: 019981999: 02000: 32001: 02002: 020022003: 02004: 42005: 32006: 520062007: 02008: 132009: 12010: 020102011: 182012: 02013: 02014: 020142015: 92016: 02017: 22018: 2620182019: 102020: 02021: 72022: 020222023: 02024: 02025: 272026: 7202649

NFIP claims by year of loss, Harrison County, Indiana

1978: $27719781979: $62,1701980: $01981: $01982: $019821983: $01984: $01985: $01986: $019861987: $01988: $01989: $1,1161990: $22,36319901991: $01992: $01993: $01994: $019941995: $4,1191996: $108,7871997: $808,7181998: $019981999: $02000: $25,5622001: $02002: $020022003: $02004: $7,6262005: $45,7502006: $72,57620062007: $02008: $354,6132009: $02010: $020102011: $244,1832012: $02013: $02014: $020142015: $135,0822016: $02017: $1,5812018: $1.3 million20182019: $478,0442020: $02021: $104,5792022: $020222023: $02024: $02025: $4.7 million2026: $78,8632026$4.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Harrison County, Indiana

Named flood events with the most claims

Event (FEMA name)Claims
Flooding47
Central U.S. April Flooding20
Mid-spring storms13
March storm12
Not a named storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
47117111
4711257
4714215
471645
471155
471363
471143
471613
471352
471452

173 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $8.1 million, contents $465,044, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3784211.1%
All homes17,677610.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.