Flood insurance claims in LaPorte County, Indiana

FEMA records 143 National Flood Insurance Program claims in LaPorte County, Indiana, since 1978, with $817,184 paid in total. The year with the most claims was 1993, with 22. As of 3 August 2026, 0.3% of homes here had an NFIP policy, and 19.6% of homes in the high-risk flood zone did.

NFIP claims on record143

Total paid$817,184

Claims with a payment78

Homes with NFIP policy0.3%

High-risk zone homes insured19.6%

Residential policies in force140

Claims by year of loss

NFIP claims by year of loss, LaPorte County, Indiana

Paid on claims by year of loss (building, contents and increased cost of compliance), LaPorte County, Indiana

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	10
Hurricane Ike	10
Mid-spring storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
46360	71
46350	47
46348	11
46574	5
46340	4
46532	2
46391	2
46352	1

91 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $701,135, contents $116,048, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	530	104	19.6%
All homes	45,669	140	0.3%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.