Flood Claims Map

Indiana

Flood insurance claims in Porter County, Indiana

FEMA records 187 National Flood Insurance Program claims in Porter County, Indiana, since 1979, with $2.3 million paid in total. The year with the most claims was 2008, with 29. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 19.7% of homes in the high-risk flood zone did.

NFIP claims on record187
Total paid$2.3 million
Claims with a payment135
Homes with NFIP policy0.2%
High-risk zone homes insured19.7%
Residential policies in force118

Claims by year of loss

1979: 419791980: 21981: 211982: 91983: 2319831984: 11985: 71986: 11987: 719871988: 01989: 11990: 151991: 319911992: 11993: 51994: 21995: 119951996: 21997: 21998: 31999: 119992000: 12001: 12002: 12003: 020032004: 02005: 22006: 12007: 120072008: 292009: 32010: 12011: 220112012: 22013: 32014: 72015: 220152016: 12017: 12018: 92019: 220192020: 22021: 22022: 02023: 020232024: 12025: 12026: 129

NFIP claims by year of loss, Porter County, Indiana

1979: $56,60119791980: $1,2291981: $64,4511982: $8,6511983: $82,57219831984: $1231985: $34,9801986: $01987: $1,39419871988: $01989: $3,3261990: $137,5591991: $1,03919911992: $01993: $210,3491994: $01995: $65,01719951996: $3,4411997: $134,0841998: $3,4421999: $3,48419992000: $3,7962001: $3,5682002: $02003: $020032004: $02005: $9,9202006: $98,4422007: $35,81320072008: $762,9242009: $4,7702010: $02011: $7,37220112012: $36,8532013: $02014: $158,0312015: $81,52220152016: $1,7172017: $6,7172018: $208,0202019: $1,07320192020: $32,8992021: $12,7042022: $02023: $020232024: $3,9492025: $02026: $0$762,924

Paid on claims by year of loss (building, contents and increased cost of compliance), Porter County, Indiana

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Ike25
Flooding23
Mid-spring storms1
2026-08-Indiana-Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
4638377
4630429
4634124
4638521
4636819
463428
463015
463931
463841
463471

84 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.7 million, contents $544,875, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2695319.7%
All homes61,3051180.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.