Flood Claims Map

Indiana

Flood insurance claims in Randolph County, Indiana

FEMA records 25 National Flood Insurance Program claims in Randolph County, Indiana, since 1987, with $143,302 paid in total. The year with the most claims was 2026, with 3. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 18.6% of homes in the high-risk flood zone did.

NFIP claims on record25
Total paid$143,302
Claims with a payment17
Homes with NFIP policy0.5%
High-risk zone homes insured18.6%
Residential policies in force62

Claims by year of loss

1987: 119871988: 01989: 01990: 01991: 019911992: 11993: 21994: 01995: 119951996: 11997: 11998: 11999: 019992000: 02001: 02002: 02003: 220032004: 02005: 12006: 02007: 020072008: 12009: 02010: 12011: 120112012: 02013: 12014: 02015: 020152016: 02017: 12018: 02019: 220192020: 12021: 12022: 02023: 020232024: 02025: 22026: 33

NFIP claims by year of loss, Randolph County, Indiana

1987: $6,06019871988: $01989: $01990: $01991: $019911992: $2,3691993: $4,1161994: $01995: $019951996: $01997: $01998: $01999: $019992000: $02001: $02002: $02003: $3,78020032004: $02005: $02006: $02007: $020072008: $2,1402009: $02010: $8292011: $1,65020112012: $02013: $15,3262014: $02015: $020152016: $02017: $8,7972018: $02019: $10,20620192020: $1,6302021: $02022: $02023: $020232024: $02025: $62,6772026: $23,722$62,677

Paid on claims by year of loss (building, contents and increased cost of compliance), Randolph County, Indiana

Named flood events with the most claims

Event (FEMA name)Claims
2026-08-Indiana-Flooding3
Central U.S. April Flooding2
March storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
4734010
473949
473902
473582
463411
473681

13 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $132,488, contents $10,814, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone3015618.6%
All homes12,265620.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.