Flood Claims Map

Indiana

Flood insurance claims in Starke County, Indiana

FEMA records 22 National Flood Insurance Program claims in Starke County, Indiana, since 1997, with $357,189 paid in total. The year with the most claims was 2018, with 13. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 14.0% of homes in the high-risk flood zone did.

NFIP claims on record22
Total paid$357,189
Claims with a payment15
Homes with NFIP policy0.4%
High-risk zone homes insured14.0%
Residential policies in force49

Claims by year of loss

1997: 319971998: 01999: 019992000: 02001: 020012002: 02003: 020032004: 02005: 020052006: 02007: 020072008: 22009: 120092010: 02011: 020112012: 02013: 020132014: 02015: 120152016: 12017: 020172018: 132019: 020192020: 02021: 020212022: 02023: 020232024: 113

NFIP claims by year of loss, Starke County, Indiana

1997: $47,06019971998: $01999: $019992000: $02001: $020012002: $02003: $020032004: $02005: $020052006: $02007: $020072008: $12,3492009: $21,51020092010: $02011: $020112012: $02013: $020132014: $02015: $2,72020152016: $10,9922017: $020172018: $262,5592019: $020192020: $02021: $020212022: $02023: $020232024: $0$262,559

Paid on claims by year of loss (building, contents and increased cost of compliance), Starke County, Indiana

Named flood events with the most claims

Event (FEMA name)Claims
Hurricane Ike1

ZIP codes with the most claims

ZIP code (as reported)Claims
4653415
465325
465741
463661

13 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $351,765, contents $5,424, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2924114.0%
All homes11,830490.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.