Flood Claims Map

Indiana

Flood insurance claims in Vanderburgh County, Indiana

FEMA records 821 National Flood Insurance Program claims in Vanderburgh County, Indiana, since 1978, with $7.5 million paid in total. The year with the most claims was 1980, with 110. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 10.0% of homes in the high-risk flood zone did.

NFIP claims on record821
Total paid$7.5 million
Claims with a payment662
Homes with NFIP policy0.7%
High-risk zone homes insured10.0%
Residential policies in force461

Claims by year of loss

1978: 1719781979: 291980: 1101981: 221982: 819821983: 401984: 131985: 31986: 1719861987: 11988: 21989: 311990: 1019901991: 191992: 21993: 11994: 119941995: 71996: 581997: 671998: 619981999: 12000: 52001: 62002: 420022003: 82004: 132005: 242006: 6020062007: 02008: 292009: 52010: 420102011: 942012: 02013: 92014: 1620142015: 62016: 22017: 22018: 2820182019: 42020: 02021: 32022: 020222023: 02024: 12025: 322026: 12026110

NFIP claims by year of loss, Vanderburgh County, Indiana

1978: $17,76919781979: $48,4021980: $324,5111981: $53,9991982: $6,53319821983: $76,5441984: $21,0071985: $8141986: $16,69319861987: $1631988: $2,7191989: $124,8631990: $60,66719901991: $85,9981992: $2,4321993: $01994: $49019941995: $7,2281996: $494,5621997: $978,3401998: $59,42519981999: $1,0622000: $77,0522001: $23,5952002: $34,15720022003: $61,3882004: $108,4762005: $277,2062006: $692,31320062007: $02008: $268,0922009: $80,0032010: $11,02620102011: $1.8 million2012: $02013: $134,0452014: $160,13620142015: $34,0032016: $02017: $12,1202018: $530,60420182019: $13,5942020: $02021: $4,9242022: $020222023: $02024: $13,8662025: $765,4482026: $5,8162026$1.8 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Vanderburgh County, Indiana

Named flood events with the most claims

Event (FEMA name)Claims
Mid-spring storms75
Flooding48
March storm24
Central U.S. April Flooding22
Not a named storm8

ZIP codes with the most claims

ZIP code (as reported)Claims
47712292
47714158
47711154
4771586
4772535
4772027
4771325
4771022
477087
477192

433 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $6.1 million, contents $1.3 million, increased cost of compliance $99,537.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2,77227610.0%
All homes66,6744610.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.