Flood insurance claims in Wabash County, Indiana

FEMA records 46 National Flood Insurance Program claims in Wabash County, Indiana, since 1980, with $472,934 paid in total. The most claims in one year was 9, in 2013 and 2015. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 21.4% of homes in the high-risk flood zone did.

NFIP claims on record46

Total paid$472,934

Claims with a payment31

Homes with NFIP policy0.5%

High-risk zone homes insured21.4%

Residential policies in force67

Claims by year of loss

NFIP claims by year of loss, Wabash County, Indiana

Paid on claims by year of loss (building, contents and increased cost of compliance), Wabash County, Indiana

Named flood events with the most claims

Event (FEMA name)	Claims
Flooding	3

ZIP codes with the most claims

ZIP code (as reported)	Claims
46992	33
46962	7
46940	3
46982	2
46941	1

23 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $410,682, contents $32,253, increased cost of compliance $30,000.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	234	50	21.4%
All homes	14,069	67	0.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.