Flood Claims Map

Kentucky

Flood insurance claims in Greenup County, Kentucky

FEMA records 713 National Flood Insurance Program claims in Greenup County, Kentucky, since 1978, with $10.8 million paid in total. The year with the most claims was 1997, with 93. As of 3 August 2026, 2.1% of homes here had an NFIP policy, and 20.8% of homes in the high-risk flood zone did.

NFIP claims on record713
Total paid$10.8 million
Claims with a payment612
Homes with NFIP policy2.1%
High-risk zone homes insured20.8%
Residential policies in force320

Claims by year of loss

1978: 1819781979: 121980: 01981: 01982: 819821983: 01984: 01985: 11986: 119861987: 11988: 01989: 41990: 619901991: 21992: 01993: 51994: 2519941995: 21996: 251997: 931998: 1019981999: 12000: 462001: 52002: 3220022003: 462004: 482005: 212006: 020062007: 102008: 222009: 102010: 2520102011: 342012: 32013: 112014: 620142015: 232016: 12017: 22018: 3720182019: 232020: 182021: 272022: 1420222023: 22024: 132025: 2093

NFIP claims by year of loss, Greenup County, Kentucky

1978: $73,38319781979: $7,1521980: $01981: $01982: $12,95219821983: $01984: $01985: $01986: $019861987: $01988: $01989: $14,4261990: $32,70719901991: $4,6331992: $01993: $34,8871994: $66,84519941995: $4,8721996: $283,9291997: $1.2 million1998: $56,03319981999: $02000: $361,8562001: $41,1582002: $294,02520022003: $296,9052004: $289,3662005: $327,0762006: $020062007: $84,8492008: $186,3762009: $146,6092010: $665,56220102011: $782,1602012: $85,7792013: $304,2512014: $69,09720142015: $547,1782016: $8,7132017: $63,5152018: $1.0 million20182019: $336,1382020: $420,5672021: $1.2 million2022: $324,70120222023: $34,0112024: $452,0812025: $682,005$1.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Greenup County, Kentucky

Named flood events with the most claims

Event (FEMA name)Claims
Flooding100
Not a named storm23
February Kentucky Flooding11
Mid-spring storms10
Central U.S. April Flooding4
March storm3
Late summer storms2
Hurricane Helene1

ZIP codes with the most claims

ZIP code (as reported)Claims
41144597
4116924
4113919
4110115
4112115
4118314
4117512
411746
411433
414443

509 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $8.6 million, contents $2.3 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,42429620.8%
All homes15,2413202.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.