Flood Claims Map

States

Flood insurance claims in Kentucky by county

FEMA records 27,378 NFIP claims in Kentucky's counties, with $521.4 million paid. As of 3 August 2026, 14,136 NFIP residential policies were in force, equal to 0.8% of the state's residential structures.

Jefferson County5,557$98.8 million1.2%
Floyd County2,618$37.3 million3.4%
Pike County2,480$56.2 million3.5%
Franklin County1,518$32.0 million1.4%
Oldham County1,083$27.6 million1.1%
Christian County978$21.4 million1.3%
Greenup County713$10.8 million2.1%
Perry County594$10.0 million1.9%
Bell County566$7.4 million1.7%
Woodford County509$17.0 million1.1%
Hardin County478$9.9 million0.8%
Boyd County462$7.1 million0.9%
Martin County462$6.6 million4.9%
Fayette County457$5.4 million0.4%
Campbell County450$5.8 million1.2%
Carter County449$9.0 million1.3%
Harlan County443$2.4 million2.4%
Bourbon County395$6.5 million0.9%
Henderson County380$6.3 million1.4%
Bullitt County379$6.7 million1.8%
Daviess County327$3.6 million1.7%
Johnson County309$5.2 million2.3%
McCracken County307$8.6 million0.7%
Rowan County293$5.2 million1.9%
Clark County288$6.1 million0.7%
Kenton County286$2.7 million0.3%
Magoffin County260$2.8 million1.6%
Breathitt County207$7.6 million1.5%
Knott County205$6.6 million1.1%
Letcher County188$7.7 million1.4%
Mercer County187$5.0 million0.7%
Pendleton County180$5.3 million1.9%
Jessamine County179$4.4 million0.5%
Harrison County141$3.5 million1.4%
Madison County138$3.5 million0.7%
McLean County134$2.0 million2.9%
Powell County125$1.8 million2.0%
Warren County124$2.4 million0.3%
Nelson County122$3.4 million0.3%
Knox County120$892,0710.8%
Lewis County116$2.0 million0.9%
Bracken County113$2.0 million1.1%
Bath County100$1.4 million0.7%
Graves County80$1.4 million0.3%
Scott County79$1.9 million0.6%
Montgomery County75$1.9 million0.2%
Hopkins County73$1.2 million0.4%
Owen County73$1.4 million1.0%
Carroll County70$1.6 million1.7%
Marshall County68$1.2 million0.6%
Clay County66$697,0800.7%
Anderson County59$1.4 million0.4%
Spencer County56$857,6440.5%
Leslie County54$362,4640.8%
Fleming County49$942,8570.2%
Morgan County49$1.1 million0.4%
Nicholas County48$1.9 million0.4%
Ballard County45$585,0150.4%
Trimble County43$700,0430.7%
Estill County42$1.1 million0.7%
Boone County39$372,1210.1%
Logan County35$499,4830.4%
Butler County34$606,7070.3%
Gallatin County33$458,0261.7%
Lee County33$1.3 million0.6%
Henry County32$574,5230.5%
Lawrence County32$467,7070.4%
Washington County32$945,2470.2%
Shelby County31$368,5370.2%
Whitley County30$212,4910.3%
Pulaski County29$817,7100.0%
Calloway County28$1.1 million0.4%
Breckinridge County27$325,1920.2%
Lincoln County27$377,0750.1%
Jackson County26$362,2070.2%
Fulton County25$591,0130.4%
Casey County24$3.0 million0.1%
Livingston County24$497,4431.1%
Simpson County24$915,3520.4%
Garrard County23$948,0570.3%
Barren County21$192,5680.1%
Larue County21$201,8130.2%
Rockcastle County19$615,7780.2%
Meade County18$802,5380.2%
Menifee County17$1.0 million0.8%
Mason County16$178,3690.1%
Union County16$358,0610.2%
Boyle County15$168,6450.8%
Crittenden County15$369,4610.2%
Muhlenberg County15$328,7330.2%
Ohio County15$179,6840.2%
Hickman County13$6,1520.1%
Laurel County12$1.1 million0.1%
Allen County11$596,7230.2%
Caldwell County11$252,8640.3%
Hancock County11$52,6681.3%
Hart County11$222,2840.2%
Todd County11$139,6700.4%
Marion County10$136,2820.2%
Webster County9$248,0590.9%
Taylor County8$322,1730.2%
Metcalfe County7$17,3700.2%
Grayson County6$155,8350.1%
Owsley County6$64,9610.3%
Cumberland County4$165,8690.0%
Carlisle County3$15,3280.3%
Grant County3$4,5000.1%
Green County3$205,0820.1%
Russell County3$103,7120.1%
Elliott County2$10,0040.2%
Monroe County2$1,8720.1%
Adair County1$37,1860.2%
Clinton County1$134,3350.1%
Edmonson County1$4360.1%
McCreary County1$1,5690.0%
Trigg County1$00.1%
Wayne County1$3,1070.1%
Wolfe County1$00.0%
Lyon County0$00.0%
Robertson County0$00.1%
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.