Flood Claims Map

Maine

Flood insurance claims in Androscoggin County, Maine

FEMA records 147 National Flood Insurance Program claims in Androscoggin County, Maine, since 1978, with $1.1 million paid in total. The year with the most claims was 1987, with 66. As of 3 August 2026, 0.5% of homes here had an NFIP policy, and 35.0% of homes in the high-risk flood zone did.

NFIP claims on record147
Total paid$1.1 million
Claims with a payment111
Homes with NFIP policy0.5%
High-risk zone homes insured35.0%
Residential policies in force164

Claims by year of loss

1978: 219781979: 41980: 31981: 01982: 019821983: 01984: 51985: 11986: 119861987: 661988: 01989: 71990: 019901991: 51992: 11993: 01994: 119941995: 11996: 01997: 01998: 219981999: 02000: 22001: 02002: 020022003: 02004: 02005: 62006: 120062007: 42008: 42009: 22010: 020102011: 02012: 42013: 12014: 120142015: 02016: 02017: 12018: 020182019: 22020: 02021: 02022: 220222023: 162024: 266

NFIP claims by year of loss, Androscoggin County, Maine

1978: $019781979: $4,5871980: $7301981: $01982: $019821983: $01984: $1,7851985: $01986: $41819861987: $602,3361988: $01989: $3,1021990: $019901991: $103,1491992: $01993: $01994: $019941995: $01996: $01997: $01998: $8,57019981999: $02000: $5542001: $02002: $020022003: $02004: $02005: $23,1602006: $020062007: $15,6252008: $11,8812009: $1,8172010: $020102011: $02012: $3,9342013: $4,6872014: $020142015: $02016: $02017: $6,4922018: $020182019: $10,5292020: $02021: $02022: $18,73920222023: $311,6162024: $13,383$602,336

Paid on claims by year of loss (building, contents and increased cost of compliance), Androscoggin County, Maine

Named flood events with the most claims

Event (FEMA name)Claims
Flooding64
December Nor'easter13
April 2007 Nor'easter4

ZIP codes with the most claims

ZIP code (as reported)Claims
0421070
0424029
042828
042365
042565
042545
042534
042224
042803
042632

80 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.0 million, contents $147,028, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone35412435.0%
All homes34,9031640.5%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.