Flood insurance claims in Maine by county
FEMA records 5,537 NFIP claims in Maine's counties, with $86.0 million paid. As of 3 August 2026, 6,651 NFIP residential policies were in force, equal to 1.2% of the state's residential structures.
| York County | 2,666 | $44.7 million | 3.4% |
| Cumberland County | 504 | $5.5 million | 1.3% |
| Kennebec County | 441 | $7.4 million | 0.5% |
| Aroostook County | 358 | $4.6 million | 0.3% |
| Oxford County | 352 | $5.9 million | 1.1% |
| Penobscot County | 238 | $1.7 million | 0.4% |
| Lincoln County | 149 | $3.6 million | 1.6% |
| Androscoggin County | 147 | $1.1 million | 0.5% |
| Somerset County | 138 | $2.0 million | 0.6% |
| Knox County | 92 | $1.9 million | 1.5% |
| Hancock County | 89 | $1.1 million | 1.0% |
| Franklin County | 88 | $1.8 million | 0.7% |
| Piscataquis County | 87 | $2.0 million | 0.4% |
| Sagadahoc County | 85 | $1.1 million | 1.0% |
| Waldo County | 73 | $1.5 million | 0.8% |
| Washington County | 30 | $85,785 | 0.7% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.