Flood Claims Map

Maine

Flood insurance claims in Washington County, Maine

FEMA records 30 National Flood Insurance Program claims in Washington County, Maine, since 1978, with $85,785 paid in total. The year with the most claims was 2024, with 10. As of 3 August 2026, 0.7% of homes here had an NFIP policy, and 14.0% of homes in the high-risk flood zone did.

NFIP claims on record30
Total paid$85,785
Claims with a payment9
Homes with NFIP policy0.7%
High-risk zone homes insured14.0%
Residential policies in force95

Claims by year of loss

1978: 119781979: 01980: 41981: 01982: 019821983: 11984: 01985: 01986: 019861987: 01988: 01989: 11990: 219901991: 01992: 11993: 01994: 019941995: 01996: 01997: 11998: 019981999: 02000: 12001: 02002: 020022003: 02004: 02005: 22006: 120062007: 02008: 02009: 02010: 120102011: 02012: 22013: 02014: 020142015: 02016: 12017: 02018: 020182019: 02020: 12021: 02022: 020222023: 02024: 1010

NFIP claims by year of loss, Washington County, Maine

1978: $019781979: $01980: $10,5441981: $01982: $019821983: $01984: $01985: $01986: $019861987: $01988: $01989: $01990: $019901991: $01992: $01993: $01994: $019941995: $01996: $01997: $01998: $019981999: $02000: $02001: $02002: $020022003: $02004: $02005: $2,3252006: $020062007: $02008: $02009: $02010: $020102011: $02012: $02013: $02014: $020142015: $02016: $18,6922017: $02018: $020182019: $02020: $4,7402021: $02022: $020222023: $02024: $49,486$49,486

Paid on claims by year of loss (building, contents and increased cost of compliance), Washington County, Maine

ZIP codes with the most claims

ZIP code (as reported)Claims
046587
046225
046494
046313
046543
046522
046191
046261
044241
046181

19 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $84,982, contents $803, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone2864014.0%
All homes14,236950.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.