Flood Claims Map

Missouri

Flood insurance claims in Boone County, Missouri

FEMA records 195 National Flood Insurance Program claims in Boone County, Missouri, since 1979, with $4.1 million paid in total. The year with the most claims was 1993, with 36. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 8.9% of homes in the high-risk flood zone did.

NFIP claims on record195
Total paid$4.1 million
Claims with a payment143
Homes with NFIP policy0.2%
High-risk zone homes insured8.9%
Residential policies in force129

Claims by year of loss

1979: 819791980: 51981: 231982: 131983: 919831984: 71985: 11986: 11987: 019871988: 01989: 01990: 121991: 019911992: 21993: 361994: 21995: 1419951996: 01997: 41998: 01999: 019992000: 02001: 42002: 12003: 020032004: 12005: 02006: 02007: 020072008: 102009: 42010: 22011: 120112012: 02013: 52014: 72015: 220152016: 52017: 32018: 02019: 420192020: 02021: 72022: 02023: 020232024: 12025: 136

NFIP claims by year of loss, Boone County, Missouri

1979: $56,48219791980: $01981: $110,7361982: $148,5271983: $51,59219831984: $11,8591985: $27,9581986: $01987: $019871988: $01989: $01990: $55,6221991: $019911992: $1,6061993: $551,7761994: $4801995: $50,38719951996: $01997: $8,4321998: $01999: $019992000: $02001: $79,8852002: $14,6282003: $020032004: $185,1032005: $02006: $02007: $020072008: $990,9462009: $711,1482010: $6,4262011: $020112012: $02013: $48,5892014: $43,9052015: $29,75720152016: $12,5542017: $11,8442018: $02019: $78,01520192020: $02021: $771,9042022: $02023: $020232024: $02025: $2,834$990,946

Paid on claims by year of loss (building, contents and increased cost of compliance), Boone County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding21
Flooding17
Hurricane Ike7
Not a named storm5
Late spring severe storms3
Late spring storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
65203102
6503929
6520128
6520222
652843
652551
652791
650101
652401
633861

128 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $3.0 million, contents $1.1 million, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone730658.9%
All homes62,5211290.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.