Flood insurance claims in Missouri by county
FEMA records 49,098 NFIP claims in Missouri's counties, with $962.7 million paid. As of 3 August 2026, 10,574 NFIP residential policies were in force, equal to 0.4% of the state's residential structures.
| St. Louis County | 12,031 | $264.8 million | 0.6% |
| St. Charles County | 9,999 | $155.9 million | 0.8% |
| Jefferson County | 4,592 | $69.3 million | 0.7% |
| Lincoln County | 2,253 | $37.1 million | 0.6% |
| Jackson County | 2,115 | $45.7 million | 0.2% |
| Holt County | 1,254 | $39.3 million | 5.2% |
| Ste. Genevieve County | 1,160 | $7.0 million | 0.4% |
| Franklin County | 1,097 | $32.2 million | 0.3% |
| Cape Girardeau County | 1,074 | $11.2 million | 0.2% |
| Pike County | 938 | $10.5 million | 0.6% |
| Clay County | 799 | $11.1 million | 0.3% |
| St. Louis city | 739 | $10.1 million | 0.1% |
| Buchanan County | 623 | $22.9 million | 0.7% |
| Marion County | 535 | $11.2 million | 0.4% |
| Butler County | 517 | $10.1 million | 1.4% |
| Scott County | 484 | $4.4 million | 4.1% |
| Gasconade County | 445 | $8.1 million | 0.4% |
| Cole County | 416 | $7.6 million | 0.3% |
| Taney County | 400 | $18.5 million | 0.6% |
| McDonald County | 386 | $12.8 million | 0.4% |
| Platte County | 368 | $13.0 million | 0.3% |
| Cass County | 328 | $5.4 million | 0.3% |
| Callaway County | 316 | $4.5 million | 0.1% |
| Phelps County | 305 | $11.6 million | 0.4% |
| Pulaski County | 267 | $7.0 million | 0.4% |
| Perry County | 259 | $5.0 million | 0.2% |
| Ripley County | 244 | $12.4 million | 1.2% |
| Newton County | 215 | $5.4 million | 0.6% |
| Mississippi County | 212 | $4.4 million | 3.5% |
| Greene County | 206 | $3.4 million | 0.2% |
| New Madrid County | 202 | $3.0 million | 4.0% |
| Boone County | 195 | $4.1 million | 0.2% |
| Ray County | 191 | $2.2 million | 0.7% |
| Osage County | 180 | $3.4 million | 0.4% |
| Carroll County | 179 | $3.7 million | 0.3% |
| Jasper County | 175 | $2.9 million | 0.2% |
| Madison County | 155 | $2.6 million | 0.4% |
| Andrew County | 146 | $4.0 million | 0.3% |
| Atchison County | 146 | $5.0 million | 0.2% |
| Lewis County | 143 | $3.5 million | 0.5% |
| Reynolds County | 141 | $3.0 million | 0.3% |
| Wayne County | 141 | $3.2 million | 1.0% |
| Pemiscot County | 127 | $746,031 | 4.7% |
| Montgomery County | 126 | $1.3 million | 0.1% |
| Crawford County | 125 | $6.1 million | 0.2% |
| Carter County | 123 | $5.4 million | 1.2% |
| Bollinger County | 116 | $2.3 million | 0.2% |
| Clark County | 106 | $7.6 million | 0.6% |
| Stoddard County | 102 | $1.1 million | 1.0% |
| Warren County | 102 | $2.3 million | 0.2% |
| Maries County | 101 | $3.0 million | 0.2% |
| St. Francois County | 94 | $2.8 million | 0.2% |
| Camden County | 92 | $1.7 million | 0.6% |
| Christian County | 78 | $2.9 million | 0.2% |
| Howell County | 75 | $3.6 million | 0.2% |
| Stone County | 75 | $2.1 million | 0.2% |
| Howard County | 69 | $858,615 | 0.2% |
| Audrain County | 60 | $655,710 | 0.3% |
| Iron County | 59 | $408,905 | 0.5% |
| Dunklin County | 58 | $399,485 | 1.9% |
| Chariton County | 57 | $820,673 | 0.4% |
| Barry County | 53 | $2.1 million | 0.0% |
| Ralls County | 51 | $929,289 | 0.2% |
| Pettis County | 45 | $335,444 | 0.2% |
| Johnson County | 44 | $307,126 | 0.3% |
| Oregon County | 39 | $489,640 | 0.1% |
| Benton County | 38 | $317,614 | 0.1% |
| Washington County | 38 | $264,816 | 0.1% |
| Daviess County | 37 | $608,571 | 0.0% |
| Lawrence County | 34 | $657,235 | 0.3% |
| Miller County | 28 | $553,256 | 0.1% |
| Moniteau County | 27 | $261,495 | 0.1% |
| Laclede County | 26 | $653,763 | 0.1% |
| Bates County | 25 | $645,960 | 0.1% |
| Livingston County | 24 | $316,861 | 0.0% |
| Linn County | 22 | $214,700 | 0.1% |
| Adair County | 21 | $530,725 | 0.0% |
| Lafayette County | 18 | $275,556 | 0.0% |
| Shannon County | 18 | $157,622 | 0.1% |
| Barton County | 17 | $269,697 | 0.3% |
| Saline County | 16 | $272,408 | 0.1% |
| Morgan County | 15 | $161,897 | 0.4% |
| Texas County | 15 | $309,713 | 0.3% |
| Webster County | 13 | $341,225 | 0.1% |
| Monroe County | 12 | $198,881 | 0.0% |
| Vernon County | 12 | $93,357 | 0.1% |
| Polk County | 10 | $132,865 | 0.0% |
| Cooper County | 9 | $137,114 | 0.1% |
| Wright County | 8 | $93,111 | 0.0% |
| Clinton County | 7 | $66,745 | 0.1% |
| Nodaway County | 7 | $148,619 | 0.0% |
| DeKalb County | 6 | $99,060 | 0.0% |
| Harrison County | 6 | $156,657 | 0.0% |
| Ozark County | 6 | $334,857 | 0.0% |
| Dent County | 5 | $26,602 | 0.1% |
| Hickory County | 5 | $340,500 | 0.0% |
| Grundy County | 4 | $157,554 | 0.0% |
| Knox County | 4 | $1.1 million | 0.0% |
| Dallas County | 3 | $27,938 | 0.1% |
| Randolph County | 3 | $1,988 | 0.1% |
| Gentry County | 2 | $35,554 | 0.0% |
| Macon County | 2 | $8,285 | 0.0% |
| Shelby County | 2 | $80,573 | 0.0% |
| Sullivan County | 2 | $329 | 0.0% |
| Caldwell County | 1 | $271 | 0.0% |
| Henry County | 1 | $8,414 | 0.1% |
| Putnam County | 1 | $3,122 | 0.0% |
| Cedar County | 0 | $0 | 0.0% |
| Dade County | 0 | $0 | 0.0% |
| Douglas County | 0 | $0 | 0.0% |
| Mercer County | 0 | $0 | 0.0% |
| Schuyler County | 0 | $0 | 0.0% |
| Scotland County | 0 | $0 | 0.0% |
| St. Clair County | 0 | $0 | 0.0% |
| Worth County | 0 | $0 | 0.0% |
Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.
Sources
- FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
- FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026
Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.