Flood Claims Map

Missouri

Flood insurance claims in Buchanan County, Missouri

FEMA records 623 National Flood Insurance Program claims in Buchanan County, Missouri, since 1978, with $22.9 million paid in total. The year with the most claims was 1993, with 135. As of 3 August 2026, 0.7% of homes here had an NFIP policy.

NFIP claims on record623
Total paid$22.9 million
Claims with a payment530
Homes with NFIP policy0.7%
High-risk zone homes insuredn/a
Residential policies in force215

Claims by year of loss

1978: 119781979: 81980: 11981: 21982: 919821983: 21984: 1111985: 01986: 619861987: 11988: 01989: 01990: 119901991: 01992: 71993: 1351994: 019941995: 31996: 31997: 01998: 019981999: 12000: 22001: 12002: 120022003: 12004: 02005: 32006: 020062007: 182008: 52009: 12010: 820102011: 1332012: 12013: 02014: 120142015: 42016: 32017: 02018: 120182019: 1222020: 142021: 92022: 120222023: 02024: 22025: 02026: 12026135

NFIP claims by year of loss, Buchanan County, Missouri

1978: $14,16819781979: $9,0211980: $01981: $4,6551982: $38,77119821983: $4,5691984: $1.6 million1985: $01986: $10,69719861987: $01988: $01989: $01990: $019901991: $01992: $42,8981993: $3.1 million1994: $019941995: $7,6471996: $2,8881997: $01998: $019981999: $02000: $02001: $02002: $020022003: $20,5812004: $02005: $19,8252006: $020062007: $470,4232008: $25,4602009: $6,1882010: $50,41320102011: $9.7 million2012: $02013: $02014: $3,20520142015: $10,5972016: $18,9152017: $02018: $020182019: $6.6 million2020: $945,5002021: $168,8952022: $5,95920222023: $02024: $8,8112025: $02026: $02026$9.7 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Buchanan County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Midwest Flooding133
Late spring storms133
Flooding64
Not a named storm1

ZIP codes with the most claims

ZIP code (as reported)Claims
64484318
64504105
6450568
6450150
6450325
6450723
6450615
6440113
645021
605041

471 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $18.6 million, contents $3.9 million, increased cost of compliance $412,041.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0153n/a
All homes32,4642150.7%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.