Flood Claims Map

Missouri

Flood insurance claims in Camden County, Missouri

FEMA records 92 National Flood Insurance Program claims in Camden County, Missouri, since 1983, with $1.7 million paid in total. The year with the most claims was 2015, with 52. As of 3 August 2026, 0.6% of homes here had an NFIP policy, and 13.6% of homes in the high-risk flood zone did.

NFIP claims on record92
Total paid$1.7 million
Claims with a payment62
Homes with NFIP policy0.6%
High-risk zone homes insured13.6%
Residential policies in force224

Claims by year of loss

1983: 119831984: 01985: 01986: 11987: 019871988: 01989: 01990: 01991: 019911992: 01993: 61994: 31995: 119951996: 01997: 01998: 01999: 019992000: 02001: 02002: 02003: 020032004: 02005: 02006: 02007: 120072008: 22009: 32010: 12011: 120112012: 02013: 62014: 12015: 5220152016: 42017: 32018: 12019: 120192020: 02021: 02022: 12023: 120232024: 02025: 12026: 152

NFIP claims by year of loss, Camden County, Missouri

1983: $4,45319831984: $01985: $01986: $01987: $019871988: $01989: $01990: $01991: $019911992: $01993: $93,0851994: $24,3731995: $6,24019951996: $01997: $01998: $01999: $019992000: $02001: $02002: $02003: $020032004: $02005: $02006: $02007: $020072008: $32,8332009: $7,1322010: $2,3422011: $020112012: $02013: $170,8022014: $02015: $1.3 million20152016: $02017: $55,5212018: $02019: $7,43620192020: $02021: $02022: $02023: $19,55620232024: $02025: $12,4982026: $2,000$1.3 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Camden County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Early winter storms44
Late spring severe storms3
Flooding2
Midwest Flooding1
Mid-spring storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
6502038
6506514
6507912
650527
657876
653245
650493
657862
653262
650372

46 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $1.5 million, contents $241,666, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone1,24416913.6%
All homes36,9522240.6%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.