Flood insurance claims in Christian County, Missouri

FEMA records 78 National Flood Insurance Program claims in Christian County, Missouri, since 1985, with $2.9 million paid in total. The year with the most claims was 2015, with 18. As of 3 August 2026, 0.2% of homes here had an NFIP policy, and 19.3% of homes in the high-risk flood zone did.

NFIP claims on record78

Total paid$2.9 million

Claims with a payment62

Homes with NFIP policy0.2%

High-risk zone homes insured19.3%

Residential policies in force70

Claims by year of loss

NFIP claims by year of loss, Christian County, Missouri

Paid on claims by year of loss (building, contents and increased cost of compliance), Christian County, Missouri

Named flood events with the most claims

Event (FEMA name)	Claims
March storm	10
Late spring severe storms	7
Mid-spring storms	5
Early winter storms	2
Hurricane Ike	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
65721	41
65714	30
65753	3
65652	1
65754	1
65049	1
65738	1

41 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.5 million, contents $447,847, increased cost of compliance $0.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	243	47	19.3%
All homes	32,499	70	0.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.