Flood Claims Map

Missouri

Flood insurance claims in Dunklin County, Missouri

FEMA records 58 National Flood Insurance Program claims in Dunklin County, Missouri, since 1978, with $399,485 paid in total. The year with the most claims was 2011, with 8. As of 3 August 2026, 1.9% of homes here had an NFIP policy.

NFIP claims on record58
Total paid$399,485
Claims with a payment36
Homes with NFIP policy1.9%
High-risk zone homes insuredn/a
Residential policies in force243

Claims by year of loss

1978: 119781979: 21980: 11981: 01982: 319821983: 11984: 11985: 21986: 019861987: 01988: 01989: 01990: 119901991: 01992: 11993: 01994: 019941995: 01996: 11997: 11998: 419981999: 02000: 02001: 32002: 120022003: 22004: 02005: 02006: 420062007: 02008: 42009: 02010: 120102011: 82012: 02013: 22014: 220142015: 02016: 02017: 22018: 220182019: 12020: 02021: 12022: 020222023: 12024: 02025: 42026: 120268

NFIP claims by year of loss, Dunklin County, Missouri

1978: $83819781979: $1,4921980: $01981: $01982: $64019821983: $01984: $8141985: $01986: $019861987: $01988: $01989: $01990: $019901991: $01992: $1,4211993: $01994: $019941995: $01996: $01997: $01998: $34,00819981999: $02000: $02001: $6,9812002: $020022003: $02004: $02005: $02006: $16,07520062007: $02008: $10,9072009: $02010: $9,69320102011: $35,2122012: $02013: $27,3082014: $85,62820142015: $02016: $02017: $7,6322018: $7,51820182019: $28,9392020: $02021: $2,2772022: $020222023: $02024: $02025: $122,1012026: $02026$122,101

Paid on claims by year of loss (building, contents and increased cost of compliance), Dunklin County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Mid-spring storms9
Central U.S. April Flooding4
March storm3
Flooding1
Late spring severe storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
6385720
6386313
638299
638555
638765
639333
638211
638371

41 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $398,001, contents $1,484, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0226n/a
All homes12,9992431.9%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.