Flood Claims Map

Missouri

Flood insurance claims in Gasconade County, Missouri

FEMA records 445 National Flood Insurance Program claims in Gasconade County, Missouri, since 1978, with $8.1 million paid in total. The year with the most claims was 1993, with 103. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 8.1% of homes in the high-risk flood zone did.

NFIP claims on record445
Total paid$8.1 million
Claims with a payment371
Homes with NFIP policy0.4%
High-risk zone homes insured8.1%
Residential policies in force36

Claims by year of loss

1978: 219781979: 01980: 01981: 11982: 1419821983: 121984: 01985: 171986: 2719861987: 01988: 11989: 01990: 2419901991: 11992: 01993: 1031994: 919941995: 611996: 11997: 01998: 319981999: 02000: 02001: 02002: 420022003: 02004: 02005: 02006: 020062007: 02008: 212009: 12010: 020102011: 42012: 02013: 242014: 020142015: 472016: 72017: 492018: 020182019: 92020: 3103

NFIP claims by year of loss, Gasconade County, Missouri

1978: $2,39819781979: $01980: $01981: $1,1451982: $26,78719821983: $25,7361984: $01985: $44,4081986: $832,64019861987: $01988: $01989: $01990: $129,16619901991: $1,1121992: $01993: $2.1 million1994: $37,90719941995: $652,8711996: $9,3351997: $01998: $73919981999: $02000: $02001: $02002: $30,12420022003: $02004: $02005: $02006: $020062007: $02008: $530,6422009: $15,4842010: $020102011: $45,9542012: $02013: $584,4722014: $020142015: $1.2 million2016: $51,1402017: $1.5 million2018: $020182019: $111,5352020: $125,350$2.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Gasconade County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Flooding134
Midwest Flooding85
Late spring severe storms49
Early winter storms49
Not a named storm15
March storm4
Mid-spring storms3

ZIP codes with the most claims

ZIP code (as reported)Claims
65041247
6503696
6506145
6501412
6309112
633636
630845
630904
630773
650622

381 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $5.8 million, contents $2.2 million, increased cost of compliance $60,000.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone371308.1%
All homes8,873360.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.