Flood Claims Map

Missouri

Flood insurance claims in Holt County, Missouri

FEMA records 1,254 National Flood Insurance Program claims in Holt County, Missouri, since 1982, with $39.3 million paid in total. The year with the most claims was 2011, with 312. As of 3 August 2026, 5.2% of homes here had an NFIP policy.

NFIP claims on record1,254
Total paid$39.3 million
Claims with a payment1,125
Homes with NFIP policy5.2%
High-risk zone homes insuredn/a
Residential policies in force199

Claims by year of loss

1982: 119821983: 01984: 231985: 01986: 019861987: 61988: 01989: 01990: 019901991: 01992: 01993: 1191994: 019941995: 451996: 01997: 11998: 319981999: 02000: 12001: 02002: 020022003: 02004: 02005: 02006: 020062007: 1912008: 242009: 12010: 25820102011: 3122012: 02013: 12014: 020142015: 22016: 02017: 02018: 020182019: 2642020: 02021: 12022: 020222023: 02024: 1312

NFIP claims by year of loss, Holt County, Missouri

1982: $5,00019821983: $01984: $429,8421985: $01986: $019861987: $6,4151988: $01989: $01990: $019901991: $01992: $01993: $2.6 million1994: $019941995: $30,9341996: $01997: $3,0891998: $9,41019981999: $02000: $02001: $02002: $020022003: $02004: $02005: $02006: $020062007: $6.5 million2008: $95,9392009: $02010: $11.2 million20102011: $9.6 million2012: $02013: $02014: $020142015: $8,0782016: $02017: $02018: $020182019: $8.8 million2020: $02021: $02022: $020222023: $02024: $0$11.2 million

Paid on claims by year of loss (building, contents and increased cost of compliance), Holt County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Late spring storms311
Midwest Flooding119
Flooding45

ZIP codes with the most claims

ZIP code (as reported)Claims
644371,083
6442597
6447024
6445115
6447310
644354
644213
644312
646281
644291

1,214 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $30.9 million, contents $3.4 million, increased cost of compliance $5.0 million.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0197n/a
All homes3,8091995.2%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.