Flood insurance claims in Marion County, Missouri

FEMA records 535 National Flood Insurance Program claims in Marion County, Missouri, since 1979, with $11.2 million paid in total. The year with the most claims was 1993, with 141. As of 3 August 2026, 0.4% of homes here had an NFIP policy, and 7.3% of homes in the high-risk flood zone did.

NFIP claims on record535

Total paid$11.2 million

Claims with a payment434

Homes with NFIP policy0.4%

High-risk zone homes insured7.3%

Residential policies in force50

Claims by year of loss

NFIP claims by year of loss, Marion County, Missouri

Paid on claims by year of loss (building, contents and increased cost of compliance), Marion County, Missouri

Named flood events with the most claims

Event (FEMA name)	Claims
Midwest Flooding	136
Flooding	75
Not a named storm	5
Late spring storms	1

ZIP codes with the most claims

ZIP code (as reported)	Claims
63401	354
63471	86
63461	82
63454	1
63201	1

410 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $7.0 million, contents $3.9 million, increased cost of compliance $346,354.

Flood insurance take-up

	Homes	With NFIP policy	Share
High-risk flood zone	479	35	7.3%
All homes	12,742	50	0.4%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.