Flood Claims Map

Missouri

Flood insurance claims in Miller County, Missouri

FEMA records 28 National Flood Insurance Program claims in Miller County, Missouri, since 1985, with $553,256 paid in total. The most claims in one year was 4, in 1994, 2013 and 2015. As of 3 August 2026, 0.1% of homes here had an NFIP policy, and 3.7% of homes in the high-risk flood zone did.

NFIP claims on record28
Total paid$553,256
Claims with a payment27
Homes with NFIP policy0.1%
High-risk zone homes insured3.7%
Residential policies in force16

Claims by year of loss

1985: 119851986: 11987: 01988: 019881989: 01990: 11991: 019911992: 01993: 31994: 419941995: 11996: 21997: 019971998: 21999: 02000: 020002001: 02002: 02003: 020032004: 02005: 02006: 020062007: 02008: 22009: 220092010: 02011: 02012: 020122013: 42014: 02015: 420152016: 02017: 02018: 020182019: 14

NFIP claims by year of loss, Miller County, Missouri

1985: $1,00219851986: $6,4671987: $01988: $019881989: $01990: $7,2821991: $019911992: $01993: $26,9891994: $24,21819941995: $14,7421996: $7,4381997: $019971998: $53,8741999: $02000: $020002001: $02002: $02003: $020032004: $02005: $02006: $020062007: $02008: $37,6452009: $21,44520092010: $02011: $02012: $020122013: $180,4212014: $02015: $60,07320152016: $02017: $02018: $020182019: $111,660$180,421

Paid on claims by year of loss (building, contents and increased cost of compliance), Miller County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Early winter storms4
Flooding3
Midwest Flooding1

ZIP codes with the most claims

ZIP code (as reported)Claims
6502613
650826
650655
650492
650321
654861

6 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $445,481, contents $107,774, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone269103.7%
All homes14,213160.1%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.