Flood Claims Map

Missouri

Flood insurance claims in New Madrid County, Missouri

FEMA records 202 National Flood Insurance Program claims in New Madrid County, Missouri, since 1979, with $3.0 million paid in total. The year with the most claims was 2011, with 46. As of 3 August 2026, 4.0% of homes here had an NFIP policy.

NFIP claims on record202
Total paid$3.0 million
Claims with a payment153
Homes with NFIP policy4.0%
High-risk zone homes insuredn/a
Residential policies in force306

Claims by year of loss

1979: 2319791980: 21981: 11982: 11983: 119831984: 11985: 11986: 151987: 019871988: 01989: 01990: 01991: 019911992: 01993: 01994: 01995: 019951996: 01997: 01998: 21999: 019992000: 02001: 32002: 22003: 020032004: 02005: 02006: 402007: 020072008: 22009: 02010: 02011: 4620112012: 02013: 32014: 372015: 220152016: 12017: 12018: 02019: 120192020: 12021: 22022: 12023: 020232024: 02025: 122026: 146

NFIP claims by year of loss, New Madrid County, Missouri

1979: $18,49119791980: $01981: $01982: $01983: $019831984: $01985: $01986: $73,3261987: $019871988: $01989: $01990: $01991: $019911992: $01993: $01994: $01995: $019951996: $01997: $01998: $3,2141999: $019992000: $02001: $14,5832002: $02003: $020032004: $02005: $02006: $940,3682007: $020072008: $1,0522009: $02010: $02011: $368,77720112012: $02013: $52,2772014: $1.1 million2015: $5,54520152016: $5072017: $02018: $02019: $020192020: $02021: $02022: $02023: $020232024: $02025: $395,1582026: $0$1.1 million

Paid on claims by year of loss (building, contents and increased cost of compliance), New Madrid County, Missouri

Named flood events with the most claims

Event (FEMA name)Claims
Mid-spring storms69
Central U.S. April Flooding10
Flooding6
Early winter storms2
March storm1
Late spring severe storms1

ZIP codes with the most claims

ZIP code (as reported)Claims
6386272
6386959
6386813
6382811
6387311
6380111
638678
638487
638704
638743

143 of the claims were on properties rated in a high-risk flood zone (zones starting A or V). Building $2.7 million, contents $311,629, increased cost of compliance $0.

Flood insurance take-up

HomesWith NFIP policyShare
High-risk flood zone0255n/a
All homes7,5913064.0%

FEMA counts residential structures and NFIP residential policies in force as of 3 August 2026. Private flood policies are not counted. A share is shown as n/a where FEMA counts no homes or more policies than homes.

Flood insurance basics. Most standard homeowners policies do not cover flood damage. NFIP policies are sold through insurance agents and through FEMA's FloodSmart site, which also explains waiting periods (usually 30 days before cover starts). Check your property's flood zone on the FEMA Flood Map Service Center.

Sources

  1. FEMA, OpenFEMA FIMA NFIP Redacted Claims (v2 dataset, API v3 NfipClaims), 2,725,989 claim records, retrieved 29 October 2026
  2. FEMA, OpenFEMA NFIP Residential Penetration Rates, as of 3 August 2026

Checked 29 October 2026. Claims are NFIP claims only. Private flood insurance claims and uninsured losses are not included. Recent events can take months to be fully reflected.